Okaloosa County property record for 1009 Troon Dr E, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,509 sqft · built 1983 |
| Lot Size | 0.345 acres (15,041 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $670,000 (Mar 2026) |
| Tax Bill | $4,085 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-3145-7 |
| Primary APN | C56-000-596-3145-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,509 sqft Living Area |
| Gross Area | 3,434 sqft |
| 1st Floor Area | 1,195 sqft |
| Upper Floors Area | 1,314 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 15,041 sqft (0.345 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 30 sqft |
| Patio Area | 366 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1009 TROON DR E |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST ANDREWS VILLAGE S II LOT 3 BLK C |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 23 |
| Legal Subdivision | ST ANDREWS VILLAGE |
| Legal Block | C |
| Legal Lot Number | 3 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21001 |
Source: Okaloosa County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1009 TROON DR E, NICEVILLE, FL 32578-4062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Mar 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Mar 30, 2020 | Deed of Trust, Mortgage · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES INC |
| Jun 13, 2019 | Warranty Deed, Transfer · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES I |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on Record |
| Deed Sale | Mar 11, 2026 · Amount on Record |
| Prior Sale | Mar 11, 2026 · Amount on Record |
| Deed Document Number | 20263803615 |
| Prior Transfer Date | Sep 10, 2012 |
| Prior Transfer Doc | 0002800815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1009 TROON DR E, NICEVILLE, FL 32578-4062 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | KNIGHT BARRY TITLE |
| Name | Verified Name |
|---|---|
| Address | 1009 TROON DR E, NICEVILLE, FL 32578-4062 |
| Document Number | 0035942297 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 3594/2297 |
| Instrument | 3514593 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 11, 2026 |
| Property Address | 1009 TROON DR E, NICEVILLE, FL 32578-4062 |
| Document Number | 0003803540 |
| Map Reference | MB 6 PG 94 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 3803540 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | WAYPOINT TITLE, WAYPOINT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 396 SPRINGWOOD WAY, NICEVILLE, FL 32578-1150 |
| Name | Verified Name |
|---|---|
| Address | 1009 TROON DR E, NICEVILLE, FL 32578-4062 |
| Document Number | 0003803541 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 3803541 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.79% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.79% |
| Max Rate At Change | 7.79% |
| Index | Prime Rate |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 11, 2026 |
| Property Address | 1009 TROON DR E, NICEVILLE, FL 32578-4062 |
| Document Number | 0003803615 |
| Map Reference | MB 6 PG 94 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 3803615 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | WAYPOINT TITLE, WAYPOINT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 396 SPRINGWOOD WAY, NICEVILLE, FL 32578-1150 |
| Name | Verified Name |
|---|---|
| Address | 1009 TROON DR E, NICEVILLE, FL 32578-4062 |
| Document Number | 0003803616 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 3803616 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.79% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.79% |
| Max Rate At Change | 7.79% |
| Index | Prime Rate |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1009 TROON DR E, NICEVILLE, FL 32578-4062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034523849 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 3452/3849 |
| Instrument | 3348131 |
| Name | BEACH COMMUNITY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 13, 2019 |
| Property Address | 1009 TROON DR E, NICEVILLE, FL 32578-4062 |
| Document Number | 0034034078 |
| Book / Page | 3403 / 4078 |
| Map Reference | MB 6 PG 94 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 3284350 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ALLURE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,255.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1009 TROON DR E, 1009, NICEVILLE, FL 32578-4062 |
| Name | Verified Name |
|---|---|
| Address | 827 MAGNOLIA SHORES DR, NICEVILLE, FL 32578-3413 |
| Document Number | 0034034080 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 3403-4080 |
| Name | BEACH COMMUNITY MORTGAGE SERVICES I |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,085.00 (+5.42%) Homeowner's exemption | $378,263 (+5.99%) | $466,447 (+0.69%) Land $138,807 Building $327,640 |
| 2023 | $3,875.00 (+2.49%) Homeowner's exemption | $356,896 (+3%) | $463,228 (+5.99%) Land $128,321 Building $334,907 |
| 2022 | $3,781.00 Homeowner's exemption | $346,501 | $437,029 Land $122,211 Building $314,818 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 125 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 units insured incl. 8 condo units |
| Nearby Flood Claims | 25 (1985–2020) |
| Claims Outside the SFHA | 23 of 25 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures