1006 Lower Mill Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 1006 Lower Mill Rd, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,028 sqft · built 1987
Lot Size	0.413 acres (17,997 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Jun 2015)
Tax Bill	$1,297 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091O A 002.43`

Property Details

APN / Parcel Number

Primary APN	`091O A 002.43`
Alternative APN	`0000021896`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,028 sqft Living Area

Exterior

Year Built	Built 1987
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,997 sqft (0.413 acres)
Lot Dimensions	171 ft deep x 105 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000021896
Old Parcel Number	091O A 00243
Street Address	1006 LOWER MILL RD
City	HIXSON
State	TN
Zip	37343-2907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 OAKCREST SUB PB 27 PG 286
Legal Subdivision	OAKCREST SUB
Legal Lot Number	44
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2010
Census Tract	10431

Owner

1006 Lower Mill Rd is owned and occupied by an individual who bought it in June 2015.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	1006 LOWER MILL RD, HIXSON, TN 37343-2907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2015 · Amount on File
Deed Sale	Jun 2, 2015 · Amount on File
Prior Sale	Aug 16, 2006 · Amount on File
Deed Document Number	2015060200160
Deed Book / Page	10482 / 185
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1006 LOWER MILL RD, HIXSON, TN 37343-2907
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000032
Date	Feb 10, 2026
Book Page	14189/211
Instrument	2026021000032

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1006 LOWER MILL RD, HIXSON, TN 37343-2907
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000254
Date	Jan 29, 2021
Book Page	12336/253
Instrument	2021012900254

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1006 Lower Mill Rd was $1,297, up 8.7% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,297.00 (+8.72%)	$85,625 (+60.57%)	$342,500 (+60.57%) Land $45,000 Building $297,500
2024	$1,193.00	$53,325 (-)	$213,300 (-) Land $35,000 Building $178,300
2023	$1,193.00	$53,325 (-)	$213,300 (-) Land $35,000 Building $178,300
2022	$1,193.00	$53,325	$213,300 Land $35,000 Building $178,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1006 Lower Mill Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1995–2003)
Claims Outside the SFHA	4 of 7
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1006 Lower Mill Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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