Union County property record for 1013 Lacharette Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,266 sqft · built 2000 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Feb 2018) |
| Tax Bill | $2,033 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-396-597 |
| Primary APN | 09-396-597 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| 1st Floor Area | 1,266 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 4,966 sqft (0.114 acres) |
| Porch | Slab |
| Porch Area | 68 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1013 LACHARETTE LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-1 INDIA |
| Legal Description | #270 MERIWETHER MP3 OPCG15-16 |
| Legal Subdivision | MERIWETHER |
| Legal Lot Number | 270 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20307 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2525 RUNNYMEDE LN, CHARLOTTE, NC 28209-3360 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERISOUTH MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2018 · Amount on Record |
| Deed Sale | Feb 21, 2018 · Amount on Record |
| Prior Sale | Mar 2, 2012 |
| Deed Document Number | 20184478 |
| Deed Book / Page | 7106 / 402 |
| Prior Transfer Date | Nov 21, 2011 |
| Prior Transfer Doc | 5660161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1013 LACHARETTE LN, MONROE, NC 28110-8541 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7895356 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 7895/356 |
| Instrument | 48549 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 21, 2018 |
| Property Address | 1013 LACHARETTE LN, MONROE, NC 28110-8541 |
| Document Number | 0007106402 |
| Book / Page | 7106 / 402 |
| Map Reference | CAB G FILE 15&16 |
| Instrument Date | Feb 21, 2018 |
| Instrument | 0004478 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | TRYON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3512 SINCERITY RD, 3512, MONROE, NC 28110-0653 |
| Name | Verified Name |
|---|---|
| Address | 6143 BLUEBIRD HILL LN, MATTHEWS, NC 28104-7263 |
| Document Number | 0000004479 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 0004479 |
| Name | AMERISOUTH MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,300 (-) Land $66,500 Building $236,800 | $303,300 (-) Land $66,500 Building $236,800 | |
| 2025 | $2,033.00 (+22.1%) | $303,300 (+55.22%) Land $66,500 Building $236,800 | $303,300 (+55.22%) Land $66,500 Building $236,800 |
| 2023 | $1,665.00 | $195,400 Land $38,100 Building $157,300 | $195,400 Land $38,100 Building $157,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1998–2023) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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