Union County property record for 1008 Lacharette Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,188 sqft · built 2001 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $186,000 (Nov 2018) |
| Tax Bill | $2,017 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Nov 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-396-601 |
| Primary APN | 09-396-601 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Gross Area | 1,428 sqft |
| 1st Floor Area | 1,188 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 14 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1008 LACHARETTE LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-1 INDIA |
| Legal Description | #274 MERIWETHER MP3 OPCG015-016 |
| Legal Subdivision | MERIWETHER |
| Legal Lot Number | 274 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20307 |
1008 Lacharette Ln, a rural home, is owned by a company that acquired it in September 2019.
Source: Union County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4900, SCOTTSDALE, AZ 85261-4900 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2019 | Quit Claim Deed, Transfer GERMAN AMERICAN CAP |
| Nov 7, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 7, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2018 · Amount on File |
| Deed Sale | Nov 7, 2018 · Amount on File |
| Prior Sale | Sep 7, 2018 · Amount on File |
| Deed Document Number | 201831229 |
| Deed Book / Page | 7265 / 206 |
| Last Transfer Date | Sep 26, 2019 |
| Transfer Doc | 7475350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 26, 2019 |
| Property Address | 1008 LACHARETTE LN, MONROE, NC 28110-8541 |
| Document Number | 7475350 |
| Book / Page | 007475 / 000350 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 29426 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1508 BROOKHOLLOW DR SANTA ANA CA 927055426, SANTA ANA, CA 92705-5426 |
| Document Number | 7475375 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 007475/000375 |
| Instrument | 29427 |
| Name | GERMAN AMERICAN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 60 WALL ST # 10TH, NEW YORK, NY 10005-2865 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 7, 2018 |
| Property Address | 1008 LACHARETTE LN, MONROE, NC 28110-8541 |
| Document Number | 7265206 |
| Book / Page | 007265 / 000206 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 31229 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $372.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 15087 SANTA ANA CA 927350087, SANTA ANA, CA 92735-0087 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 7, 2018 |
| Property Address | 1008 LACHARETTE LN, MONROE, NC 28110-8541 |
| Document Number | 7231682 |
| Book / Page | 007231 / 000682 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 25584 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $344.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1008 LACHARETTE LN MONROE NC 281108541, MONROE, NC 28110-8541 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1008 Lacharette Ln was $2,017.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,800 (-) Land $66,500 Building $234,300 | $300,800 (-) Land $66,500 Building $234,300 | |
| 2025 | $2,017.00 | $300,800 Land $66,500 Building $234,300 | $300,800 Land $66,500 Building $234,300 |
| 2023 | $1,644.00 | $192,900 Land $38,100 Building $154,800 | $192,900 Land $38,100 Building $154,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1008 Lacharette Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1998–2023) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1008 Lacharette Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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