Union County property record for 1004 Lacharette Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,342 sqft · built 2001 |
| Lot Size | 0.199 acres (8,668 sqft) |
| Owner | Trust Name on File |
| Last Sale | $318,000 (Apr 2025) |
| Tax Bill | $2,137 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-396-602 |
| Primary APN | 09-396-602 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,342 sqft Living Area |
| Gross Area | 1,584 sqft |
| 1st Floor Area | 532 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,668 sqft (0.199 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1004 LACHARETTE LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-1 INDIA |
| Legal Description | #275 MERIWETHER MP3 OPCG015 |
| Legal Subdivision | MERIWETHER |
| Legal Lot Number | 275 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20307 |
1004 Lacharette Ln, a rural home, is owner-occupied and held in a trust since April 2025.
Source: Union County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1004 LACHARETTE LN, MONROE, NC 28110-8541 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on File |
| Deed Sale | Apr 17, 2025 · Amount on File |
| Prior Sale | Sep 17, 2001 · Amount on File |
| Deed Document Number | 20259343 |
| Deed Book / Page | 9101 / 132 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1004 Lacharette Ln was $2,137.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,100 (-) Land $66,500 Building $252,600 | $319,100 (-) Land $66,500 Building $252,600 | |
| 2025 | $2,137.00 | $319,100 Land $66,500 Building $252,600 | $319,100 Land $66,500 Building $252,600 |
| 2023 | $1,752.00 | $205,900 Land $38,100 Building $167,800 | $205,900 Land $38,100 Building $167,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1004 Lacharette Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1998–2023) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1004 Lacharette Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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