1013 Harmony Dr, Montgomery, IL 60538 Property Records

Kane County property record for 1013 Harmony Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 1962
Lot Size	0.201 acres (8,750 sqft)
Owner	Individual Name on Record
Last Sale	$301,000 (Aug 2023)
Tax Bill	$5,114 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-33-426-007`

Property Details

APN / Parcel Number

Primary APN	`15-33-426-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,788 sqft Living Area
Gross Area	2,100 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Construction Type	Frame
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1013 HARMONY DR
City	MONTGOMERY
State	IL
Zip	60538-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY HILL ESTATES UNIT 3 : LOT 5 BLK 1
Legal Subdivision	HARMONY HILL ESTATES
Legal Block	1
Legal Lot Number	5
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3021
Census Tract	854002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	255 HAMPTON RD, SUGAR GROVE, IL 60554-9465
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Apr 6, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jan 22, 2018	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	202328502
Prior Transfer Date	Mar 4, 2016
Prior Transfer Doc	0000010425
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1013 HARMONY DR, MONTGOMERY, IL 60538-1611
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HARMONY DR, MONTGOMERY, IL 60538-1611

Mortgage

Document Number	0000047283
Date	Dec 1, 2025
Instrument	2025K047283

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 18, 2023
Property Address	1013 HARMONY DR, MONTGOMERY, IL 60538-1611
Document Number	0000028502
Instrument Date	Aug 15, 2023
Instrument	2023K028502
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$301.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HARMONY DR, MONTGOMERY, IL 60538-1611

Mortgage

Document Number	0000028503
Date	Aug 18, 2023
Instrument	2023K028503

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.5%
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 6, 2021
Property Address	1013 HARMONY DR, MONTGOMERY, IL 60538-1611
Document Number	0000026260
Instrument Date	Mar 11, 2021
Instrument	2021K026260
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HARMONY DR, MONTGOMERY, IL 60538-1611

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 22, 2018
Property Address	1013 HARMONY DR, MONTGOMERY, IL 60538-1611
Document Number	0000003465
Instrument Date	Dec 14, 2017
Instrument	2018K003465
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	453 S FARNSWORTH AVE, AURORA, IL 60505

Mortgage

Document Number	0000003467
Date	Jan 22, 2018
Instrument	2018K003467

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate	5.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,114.00 (+16.89%)	$97,106 (+9.39%) Land $17,257 Building $79,849	$291,435 (+9.39%) Land $51,792 Building $239,643
2024		$88,771 (+22.66%) Land $15,776 Building $72,995	$266,420 (+22.71%) Land $47,347 Building $219,073
2022	$4,375.00 (-1.42%) Disabled Person's exemption	$72,369 (+7.41%) Land $12,861 Building $59,508	$217,107 (+7.41%) Land $38,583 Building $178,524
2021	$4,438.00 Homeowner's exemption	$67,377 Land $11,974 Building $55,403	$202,131 Land $35,922 Building $166,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1996–2018)
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet, T-Mobile, Watch TV.

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