1010 Harmony Dr, Montgomery, IL 60538 Property Records

Kane County property record for 1010 Harmony Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,788 sqft · built 1962
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Mar 2022)
Tax Bill	$4,921 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-33-427-007`

Property Details

APN / Parcel Number

Primary APN	`15-33-427-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,788 sqft Living Area
Gross Area	2,268 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Location & Zoning

Street Address	1010 HARMONY DR
City	MONTGOMERY
State	IL
Zip	60538-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY HILL ESTATES UNIT 3 - LOT 21 BLK 2
Legal Subdivision	HARMONY HILL ESTATES
Legal Block	2
Legal Lot Number	21
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3022
Census Tract	854002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1010 HARMONY DR, MONTGOMERY, IL 60538-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	202215075
Prior Transfer Date	Jan 22, 2008
Prior Transfer Doc	0000016254
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 17, 2022
Property Address	1010 HARMONY DR, MONTGOMERY, IL 60538-1612
Document Number	0000015075
Instrument Date	Jan 3, 2022
Instrument	2022K015075
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1010 HARMONY DR, MONTGOMERY, IL 60538-1612

Mortgage

Document Number	0000015076
Date	Mar 17, 2022
Instrument	2022K015076

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

Interest

Rate	4.12%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 2, 2020
Property Address	1010 HARMONY DR, MONTGOMERY, IL 60538-1612
Document Number	0000035556
Instrument Date	Jun 22, 2020
Instrument	2020K035556
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 HARMONY DR, MONTGOMERY, IL 60538-1612

Mortgage

Document Number	0000035557
Date	Jul 2, 2020
Instrument	2020K035557

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%
Change Frequency	3 Years

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,921.00 (+12.58%) Homeowner's exemption	$93,753 (+9.39%) Land $17,257 Building $76,496	$281,372 (+9.39%) Land $51,792 Building $229,580
2024		$85,706 (+21.9%) Land $15,776 Building $69,930	$257,221 (+21.94%) Land $47,347 Building $209,874
2022	$4,371.00 (+1.67%) Homeowner's exemption	$70,311 (+7.41%) Land $12,861 Building $57,450	$210,933 (+7.41%) Land $38,583 Building $172,350
2021	$4,299.00 Homeowner's exemption	$65,461 Land $11,974 Building $53,487	$196,383 Land $35,922 Building $160,461

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1996–2018)
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet, T-Mobile, Watch TV.

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