1012 Harmony Dr, Montgomery, IL 60538 Property Records

Kane County property record for 1012 Harmony Dr, Montgomery, IL 60538

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,104 sqft · built 1962
Lot Size0.195 acres (8,488 sqft)
Owner2 Individual Names on File
Last Sale$100,000 (May 2013)
Tax Bill$4,955 (2025)
Deeds & MortgagesMar 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-33-427-008

Property Details

APN / Parcel Number

Primary APN15-33-427-008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
Gross Area2,678 sqft
1st Floor Area1,104 sqft
Basement Area1,104 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,488 sqft (0.195 acres)
Lot Dimensions128 ft deep x 66 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1012 HARMONY DR
CityMONTGOMERY
StateIL
Zip60538-1612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY HILL ESTATES : UNIT 3 : LOT 20 BLK 2 LOT DIMENSIONS: 66 X 128.6 APPROX LOT SQ FT 8488 SUBDIVISION: HARMONY HILLS SUBDN RANGE CODE: 001
Legal SubdivisionHARMONY HILLS SUBDN
Legal Block2
Legal Lot Number20
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group3
Census Block3022
Census Tract854002

Owner

1012 Harmony Dr is owned by two individuals who bought it in May 2013.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address144 BRIARCLIFF RD, MONTGOMERY, IL 60538-2904
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2013 · Amount on File
Deed SaleMay 15, 2013 · Amount on File
Prior SaleMay 29, 1997 · Amount on File
Deed Document Number201335921
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1012 HARMONY DR, MONTGOMERY, IL 60538-1612
Document Number0000011387
Instrument DateMar 13, 2019
Transaction TypeMortgage
Record UpdatedApr 2, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 HARMONY DR MONTGOMERY IL 605381612, MONTGOMERY, IL 60538-1612

Mortgage

Document Number0000011387
DateMar 25, 2019
Instrument11387
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 24, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Harmony Dr was $4,955.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionAurora Township
MunicipalityMontgomery Village
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,955.00$86,336 (+9.39%) Land $17,257 Building $69,079$259,112 (+9.39%) Land $51,792 Building $207,320
2024$78,925 Land $15,776 Building $63,149$236,870 Land $47,347 Building $189,523
2022$4,373.00 (+0.97%)$64,342 (+7.41%) Land $12,861 Building $51,481$193,026 (+7.41%) Land $38,583 Building $154,443
2021$4,331.00$59,903 Land $11,974 Building $47,929$179,709 Land $35,922 Building $143,787

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Harmony Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1996–2018)
Most Recent ClaimJun 2018 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1012 Harmony Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY
serves 28,956 people · EPA ID IL0894690
Water SourceGroundwater
Last State InspectionFeb 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Metronet, T-Mobile, Watch TV.

Nearby Properties on Harmony Dr

Nearby Streets

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