Kane County property record for 1012 Harmony Dr, Montgomery, IL 60538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,104 sqft · built 1962 |
| Lot Size | 0.195 acres (8,488 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (May 2013) |
| Tax Bill | $4,955 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-33-427-008 |
| Primary APN | 15-33-427-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 2,678 sqft |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,104 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,488 sqft (0.195 acres) |
| Lot Dimensions | 128 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1012 HARMONY DR |
|---|---|
| City | MONTGOMERY |
| State | IL |
| Zip | 60538-1612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMONY HILL ESTATES : UNIT 3 : LOT 20 BLK 2 LOT DIMENSIONS: 66 X 128.6 APPROX LOT SQ FT 8488 SUBDIVISION: HARMONY HILLS SUBDN RANGE CODE: 001 |
| Legal Subdivision | HARMONY HILLS SUBDN |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 854002 |
1012 Harmony Dr is owned by two individuals who bought it in May 2013.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 144 BRIARCLIFF RD, MONTGOMERY, IL 60538-2904 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2013 · Amount on File |
| Deed Sale | May 15, 2013 · Amount on File |
| Prior Sale | May 29, 1997 · Amount on File |
| Deed Document Number | 201335921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1012 HARMONY DR, MONTGOMERY, IL 60538-1612 |
| Document Number | 0000011387 |
| Instrument Date | Mar 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 1012 HARMONY DR MONTGOMERY IL 605381612, MONTGOMERY, IL 60538-1612 |
| Document Number | 0000011387 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 11387 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1012 Harmony Dr was $4,955.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Aurora Township |
| Municipality | Montgomery Village |
| Unified School District | Aurora East Unit School District 131 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,955.00 | $86,336 (+9.39%) Land $17,257 Building $69,079 | $259,112 (+9.39%) Land $51,792 Building $207,320 |
| 2024 | $78,925 Land $15,776 Building $63,149 | $236,870 Land $47,347 Building $189,523 | |
| 2022 | $4,373.00 (+0.97%) | $64,342 (+7.41%) Land $12,861 Building $51,481 | $193,026 (+7.41%) Land $38,583 Building $154,443 |
| 2021 | $4,331.00 | $59,903 Land $11,974 Building $47,929 | $179,709 Land $35,922 Building $143,787 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 Harmony Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1996–2018) |
| Most Recent Claim | Jun 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1012 Harmony Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY serves 28,956 people · EPA ID IL0894690 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Metronet, T-Mobile, Watch TV.
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