Galveston County property record for 10020 Cloud Ln, Galveston, TX 77554
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,868 sqft · built 1993 |
| Lot Size | 0.765 acres (33,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,900 (Jun 1998) |
| Tax Bill | $6,541 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 1050-0000-0081-000 |
| Primary APN | 1050-0000-0081-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,868 sqft Living Area |
| Gross Area | 4,281 sqft |
| 1st Floor Area | 2,078 sqft |
| 2nd Floor Area | 790 sqft |
| Upper Floors Area | 790 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 33,300 sqft (0.765 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 1,413 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 344 sqft |
| Deck Area | 342 sqft |
| Patio Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 10020 CLOUD LN |
|---|---|
| City | GALVESTON |
| State | TX |
| Zip | 77554-6321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | ABST 121 HALL & JONES SUR LOT 81 AIRPORT HOMESITES SEC 4 |
| Legal Subdivision | AIRPORT HOMESITES 4 |
| Legal Block | 1 |
| Legal Lot Number | 81 |
| Jurisdiction | GALVESTON TX |
| Township / Civil Division | GALVESTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 725900 |
10020 Cloud Ln is owned and occupied by two individuals who bought it in June 1998.
Source: Galveston County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10020 CLOUD LN, GALVESTON, TX 77554-6321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 1998 · Amount on File |
| Deed Sale | Jun 16, 1998 · Amount on File |
| Deed Document Number | 199827694 |
| Prior Transfer Date | Nov 7, 1997 |
| Prior Transfer Doc | 0000043558 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10020 Cloud Ln was $6,541 with exemptions applied, down 9% from the year before.
Source: Galveston County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Galveston County |
| Municipality | Galveston City |
| Unified School District | Galveston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $959,996 (+1%) | $1,764,070 (+0.17%) Land $1,187,360 Building $576,710 | |
| 2025 | $6,541.00 (-9.03%) Homeowner's exemption Senior Citizen's exemption | $872,724 Land $1,187,360 Building $573,690 | $1,761,050 Land $1,187,360 Building $573,690 |
| 2024 | $7,190.00 | ||
| 2023 | $1,547,970 Land $488,160 Building $1,059,810 | $1,547,970 Land $488,160 Building $1,059,810 | |
| 2018 | $9,429.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10020 Cloud Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 403 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 464 units insured incl. 61 condo units |
| Nearby Flood Claims | 581 (1979–2024) |
| Claims Outside the SFHA | 7 of 581 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10020 Cloud Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALVESTON serves 52,326 people · EPA ID TX0840003 |
|---|---|
| Water Source | Purchased surface water from GULF COAST WATER AUTHORITY TX CITY |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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