10118 Solace Ln, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 10118 Solace Ln, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,859 sqft · built 2017
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$469,900 (Oct 2020)
Tax Bill	$6,025 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-002-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-002-004.000-018`
Alternative APN	`1713120002004000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,859 sqft Living Area
1st Floor Area	2,234 sqft
Basement Area	2,234 sqft
Finished Basement	1,625 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713120002004000
Street Address	10118 SOLACE LN
City	CARMEL
State	IN
Zip	46280-1783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .18, SECTION 12, TOWNSHIP 17, RANGE 3, BONBAR AT MONON LAKE, LOT 4, IRREGULAR SHAPE
Legal Subdivision	BONBAR/MONON LAKE
Legal Lot Number	4
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2021
Census Tract	111104

Owner

10118 Solace Ln is owned and occupied by an individual who bought it in October 2020.

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10118 SOLACE LN, CARMEL, IN 46280-1783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 10, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 22, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	May 22, 2018 · Amount on File
Deed Document Number	2020077908
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10118 SOLACE LN, CARMEL, IN 46280-1783
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020062216
Date	Sep 9, 2020
Instrument	2020062216

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Dec 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10118 SOLACE LN, CARMEL, IN 46280-1783
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019029938
Date	Jul 10, 2019
Instrument	2019029938

Lender

Name	FREEDOM MORTGAGE CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Aug 1, 2048

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 28, 2020
Property Address	10118 SOLACE LN, CARMEL, IN 46280-1783
Document Number	2020077908
Instrument Date	Oct 22, 2020
Instrument	2020077908
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10118 SOLACE LN, CARMEL, IN 46280-1783

Mortgage

Document Number	2020077909
Date	Oct 28, 2020
Instrument	2020077909

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 22, 2018
Property Address	10118 SOLACE LN, CARMEL, IN 46280-1783
Document Number	0000021995
Instrument Date	May 21, 2018
Instrument	21995
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2018
Title Company	FIRST TITLE INC/IN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10118 SOLACE LN INDIANAPOLIS IN 462801783, INDIANAPOLIS, IN 46280-1783

Mortgage

Document Number	21996
Date	May 22, 2018
Instrument	21996

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$575,200 (+8.98%) Land $126,000 Building $449,200	$575,200 (+8.98%) Land $126,000 Building $449,200
2024	$6,025.00 (+8.46%)	$527,800 (+4.04%) Land $126,000 Building $401,800	$527,800 (+4.04%) Land $126,000 Building $401,800
2023	$5,555.00 (-0.47%) Homeowner's exemption	$507,300 (+4.28%) Land $126,000 Building $381,300	$507,300 (+4.28%) Land $126,000 Building $381,300
2022	$5,581.00 Homeowner's exemption	$486,500 Land $98,500 Building $388,000	$486,500 Land $98,500 Building $388,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10118 Solace Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10118 Solace Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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