10125 Rain Drop Cir, Granger, IN 46530 Property Records

St. Joseph County property record for 10125 Rain Drop Cir, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,405 sqft · built 1987
Lot Size	0.687 acres (29,952 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Dec 2024)
Tax Bill	$3,047 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-05-16-430-006.000-011`

Property Details

APN / Parcel Number

Primary APN	`71-05-16-430-006.000-011`
Alternative APN	`00610721646`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,405 sqft Living Area
Basement Area	1,272 sqft

Exterior

Year Built	Built 1987
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	29,952 sqft (0.687 acres)
Lot Dimensions	268 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	752 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00610721646
Street Address	10125 RAIN DROP CIR
City	GRANGER
State	IN
Zip	46530-9444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 TERRI BROOKE ESTATES THIRD SECTION
Legal Subdivision	TERRI BROOKE ESTATES
Legal Lot Number	38
Jurisdiction	ST JOSEPH IN
Township / Civil Division	HARRIS
Census Block Group	1
Census Block	1007
Census Tract	11405

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10125 RAIN DROP CIR, GRANGER, IN 46530-9444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 11, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Oct 11, 2019
Deed Document Number	0002430744
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	10125 RAIN DROP CIR, GRANGER, IN 46530-9444
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001926438
Date	Oct 11, 2019
Instrument	1926438

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	10125 RAIN DROP CIR, GRANGER, IN 46530-9444
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2102968
Date	Jan 29, 2021
Instrument	2102968

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 11, 2019
Property Address	10125 RAIN DROP CIR, GRANGER, IN 46530-9444
Document Number	1926437
Map Reference	IN 7908337
Instrument Date	Oct 1, 2019
Instrument	1926437
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10125 RAIN DROP CIR, GRANGER, IN 46530-9444

Mortgage

Document Number	1926438
Date	Oct 11, 2019
Instrument	1926438

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Harris Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$350,400 (+4.88%) Land $92,400 Building $258,000	$350,400 (+4.88%) Land $92,400 Building $258,000
2024	$3,047.00 (+5.8%)
2023	$2,880.00 (-12.2%)	$334,100 (-1.97%) Land $92,400 Building $241,700	$334,100 (-1.97%) Land $92,400 Building $241,700
2022	$3,280.00	$340,800 Land $92,400 Building $248,400	$340,800 Land $92,400 Building $248,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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