10119 Rain Drop Cir, Granger, IN 46530 Property Records

St. Joseph County property record for 10119 Rain Drop Cir, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,149 sqft · built 1985
Lot Size	0.691 acres (30,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,467 (Nov 2022)
Tax Bill	$2,686 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-05-16-430-007.000-011`

Property Details

APN / Parcel Number

Primary APN	`71-05-16-430-007.000-011`
Alternative APN	`00610721647`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,149 sqft Living Area
Gross Area	3,573 sqft
1st Floor Area	3,045 sqft
Basement Area	896 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	30,080 sqft (0.691 acres)
Lot Dimensions	235 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	1,059 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	10119 RAIN DROP CIR
City	GRANGER
State	IN
Zip	46530-9444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 TERRI BROOKE ESTATES THIRD SECTION
Legal Subdivision	TERRI BROOKE ESTATES
Legal Lot Number	39
Jurisdiction	ST JOSEPH IN
Township / Civil Division	HARRIS
Census Block Group	1
Census Block	1007
Census Tract	11405

Owner

Source: St. Joseph County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10119 RAIN DROP CIR, GRANGER, IN 46530-9444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Nov 22, 2022	Deed, Transfer · Conventional Mortgage NOTRE DAME FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Jul 1, 2014
Deed Document Number	202233459
Prior Transfer Date	May 19, 2014
Prior Transfer Doc	0000015327
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	10119 RAIN DROP CIR, GRANGER, IN 46530-9444
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002606673
Date	Mar 18, 2026
Instrument	2606673

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 22, 2022
Property Address	10119 RAIN DROP CIR, GRANGER, IN 46530-9444
Document Number	0002233459
Map Reference	IN 7908337
Instrument Date	Nov 17, 2022
Instrument	2233459
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	NOT AVAILABLE, TRA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10119 RAIN DROP CIR, GRANGER, IN 46530-9444

Mortgage

Document Number	0002233460
Date	Nov 22, 2022
Instrument	2233460

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Harris Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$312,700 (+4.23%) Land $79,900 Building $232,800	$312,700 (+4.23%) Land $79,900 Building $232,800
2024	$2,686.00 (+6.38%)
2023	$2,525.00 (-1.98%)	$300,000 (-) Land $79,900 Building $220,100	$300,000 (-) Land $79,900 Building $220,100
2022	$2,576.00	$300,000 Land $79,900 Building $220,100	$300,000 Land $79,900 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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