10106 Rain Drop Cir, Granger, IN 46530 Property Records

St. Joseph County property record for 10106 Rain Drop Cir, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,988 sqft · built 1986
Lot Size	0.593 acres (25,842 sqft)
Owner	2 Individual Names on File
Last Sale	$236,740 (Apr 2018)
Tax Bill	$2,199 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-05-16-429-008.000-011`

Property Details

APN / Parcel Number

Primary APN	`71-05-16-429-008.000-011`
Alternative APN	`00610721651`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,988 sqft Living Area
Gross Area	3,656 sqft
1st Floor Area	3,106 sqft
Basement Area	1,118 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	25,842 sqft (0.593 acres)
Lot Dimensions	128 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	1,103 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	201 sqft
Deck Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	10106 RAIN DROP CIR
City	GRANGER
State	IN
Zip	46530-9444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 TERRI BROOKE ESTATES THIRD SECTION
Legal Subdivision	TERRI BROOKE ESTATES
Legal Lot Number	43
Jurisdiction	ST JOSEPH IN
Township / Civil Division	HARRIS
Census Block Group	1
Census Block	1007
Census Tract	11405

Owner

10106 Rain Drop Cir is owned and occupied by two individuals who bought it in April 2018.

Source: St. Joseph County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10106 RAIN DROP CIR, GRANGER, IN 46530-9444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Apr 3, 2018	Deed, Transfer · Conventional Mortgage FIRST FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on File
Deed Sale	Apr 3, 2018 · Amount on File
Deed Document Number	20187430
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	10106 RAIN DROP CIR, GRANGER, IN 46530-9444
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002014055
Date	May 29, 2020
Instrument	2014055

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	10106 RAIN DROP CIR, GRANGER, IN 46530-9444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014055
Date	May 29, 2020
Instrument	2014055

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 3, 2018
Property Address	10106 RAIN DROP CIR, GRANGER, IN 46530-9444
Document Number	0001807430
Map Reference	DOC 7908337
Instrument Date	Mar 20, 2018
Instrument	1807430
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10106 RAIN DROP CIR, GRANGER, IN 46530-9444

Mortgage

Document Number	0001807431
Date	Apr 3, 2018
Instrument	1807431

Lender

Name	FIRST FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10106 Rain Drop Cir was $2,199 with a homeowner's exemption, up 38.8% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Harris Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,199.00 (+38.83%)	$308,100 Land $72,900 Building $235,200	$308,100 Land $72,900 Building $235,200
2024	$1,584.00 (+5.81%)
2023	$1,497.00 (-6.85%)	$194,900 (-) Land $15,300 Building $179,600	$194,900 (-) Land $15,300 Building $179,600
2022	$1,607.00	$194,900 Land $15,300 Building $179,600	$194,900 Land $15,300 Building $179,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10106 Rain Drop Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10106 Rain Drop Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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