10112 Treetop Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 10112 Treetop Ln, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,539 sqft · built 2007
Lot Size0.31 acres (13,519 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Aug 2010)
Tax Bill$6,474 (2023)
Deeds & MortgagesOct 2022 Mortgage
Apr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN005-143-30

Property Details

APN / Parcel Number

Primary APN005-143-30

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories3 Stories
Building Area4,539 sqft Heated Area
Gross Area6,311 sqft
1st Floor Area2,292 sqft
Upper Floors Area2,023 sqft
Attic Area915 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area13,519 sqft (0.31 acres)
Garage Area801 sqft
PorchPorch
Porch Area280 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-143-30
Street Address10112 TREETOP LN
CityCORNELIUS
StateNC
Zip28031-8145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR
Legal DescriptionL36 M41-577
Legal SubdivisionWOODS WEATHERSTONE
Legal Lot Number36
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group2
Census Block2008
Census Tract6411

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10112 TREETOP LN, CORNELIUS, NC 28031-8145
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
COGENT BANK
Apr 11, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF NC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2010 · Amount on Record
Deed SaleAug 10, 2010 · Amount on Record
Prior SaleSep 10, 2007 · Amount on Record
Deed Document Number0025818428
Deed Book / Page25818 / 428
Record UpdatedJun 7, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10112 TREETOP LN, CORNELIUS, NC 28031-8145
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000145244
DateOct 20, 2022
Book Page37725/336
Instrument2022145244
Lender
NameCOGENT BANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateNov 1, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.1%
IndexOther
Margin3
Max Rate10.1%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10112 TREETOP LN, CORNELIUS, NC 28031-8145
Document Number0000046524
Book / Page031709 / 000709
Instrument DateApr 11, 2017
Transaction TypeMortgage
Record UpdatedApr 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address10112 TREETOP LN CORNELIUS NC 280318145, CORNELIUS, NC 28031-8145

Mortgage

Document Number0000046524
DateApr 11, 2017
Book Page031709/000709
Instrument46524
Lender
NameBANK OF NC
TypeBank
AddressTHOMASVILLE, NC 27361-1148
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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