10120 Reed Mine Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 10120 Reed Mine Rd, Midland, NC 28107

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,296 sqft · built 1978
Lot Size	1.1 acres (48,134 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jun 2023)
Tax Bill	$1,136 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5555 99 3483`

Property Details

APN / Parcel Number

Primary APN	`5555 99 3483`
Alternative APNs	`10010 0001.200000` `147097` `163881` `19809`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	2,332 sqft
1st Floor Area	1,296 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,134 sqft (1.1 acres)
Lot Width	362 ft Width
Garage Type	Finished
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	163881
Street Address	10120 REED MINE RD
City	MIDLAND
State	NC
Zip	28107-9678
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	WEST SIDE REED MINE RD
Legal Subdivision	REED GOLD MINE
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1028
Census Tract	41604

Owner

10120 Reed Mine Rd, a rural home, is owned and occupied by an individual who bought it in June 2023.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	10120 REED MINE RD, MIDLAND, NC 28107-9678
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jun 17, 2021	Warranty Deed, Transfer · USDA Mortgage COGENT BANK
Nov 27, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2023 · Amount on File
Deed Sale	Jun 29, 2023 · Amount on File
Prior Sale	Jun 17, 2021 · Amount on File
Deed Document Number	202313395
Deed Book / Page	16552 / 164
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 29, 2023
Property Address	10120 REED MINE RD, MIDLAND, NC 28107-9678
Document Number	0016552164
Book / Page	16552 / 164
Instrument Date	Jun 29, 2023
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10120 REED MINE RD, MIDLAND, NC 28107-9678

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10120 REED MINE RD, MIDLAND, NC 28107-9678

Mortgage

Document Number	0165520167
Date	Jun 29, 2023
Instrument	16552-0167

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 17, 2021
Property Address	10120 REED MINE RD, MIDLAND, NC 28107-9678
Document Number	0015260303
Book / Page	15260 / 303
Instrument Date	Jun 17, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1176 ASHEFORD GREEN AVE NW, 1176, CONCORD, NC 28027-8188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10120 REED MINE RD, MIDLAND, NC 28107-9678

Mortgage

Document Number	0015260306
Date	Jun 17, 2021
Instrument	15260/306

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 27, 2019
Property Address	10120 REED MINE RD, MIDLAND, NC 28107-9678
Document Number	1386718
Book / Page	013867 / 000018
Instrument Date	Nov 27, 2019
Instrument	33239
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10120 REED MINE RD MIDLAND NC 281079678, MIDLAND, NC 28107-9678

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,770 (-) Land $55,120 Building $215,650
2025		$270,770 Land $55,120 Building $215,650
2024			$270,770 (+98.34%) Land $55,120 Building $215,650
2023	$1,136.00	$136,520 Land $27,560 Building $108,960	$136,520 Land $27,560 Building $108,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10120 Reed Mine Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10120 Reed Mine Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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