9920 Reed Mine Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 9920 Reed Mine Rd, Midland, NC 28107

Property Summary

Property TypeRural Home
Details4 bd · 2.5 ba · 2,434 sqft · built 2024
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on File
Deeds & MortgagesApr 2024 Construction Loan
May 2022 Sale
Flood ZoneZone X (minimal risk)
APN5556 82 4140

Property Details

APN / Parcel Number

Primary APN5556 82 4140
Alternative APNs
  • 09013 0015.400000
  • 155255

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,434 sqft Living Area
Gross Area3,097 sqft
1st Floor Area1,292 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area435,600 sqft (10 acres)
DrivewayConcrete Driveway
Driveway Area1,632 sqft
PorchSlab
Porch Area15 sqft
Patio Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number155255
Street Address9920 REED MINE RD
CityMIDLAND
StateNC
Zip28107-9676
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAO
Legal DescriptionTR 2 WILLIAM STACEY & MELISSA M BROADWAY
Legal SubdivisionREED GOLD MINE
Legal Tract2
JurisdictionCABARRUS NC
Township / Civil Division9, GEORGEVILLE
Census Block Group1
Census Block1001
Census Tract41604

Owner

9920 Reed Mine Rd, a rural home, is owned and occupied by two individuals.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address9920 REED MINE RD, MIDLAND, NC 28107-9676
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2024Deed of Trust, Mortgage · Construction Mortgage
AMERICAN BANK OF THE CAROLINAS
May 9, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address9920 REED MINE RD, MIDLAND, NC 28107-9676
Transaction TypeMortgage
Record UpdatedMay 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5411 FRIENDLY BAPTIST CH RD, INDIAN TRAIL, NC 28079-7797

Mortgage

Document Number0016881315
DateApr 9, 2024
Book Page16881/315
Lender
NameAMERICAN BANK OF THE CAROLINAS
TypeBank
AddressINDIAN TRAIL, NC 28079
Agreement
TypeConstruction Mortgage
AmountAmount on Record

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMay 9, 2022
Property Address9920 REED MINE RD, MIDLAND, NC 28107-9676
Document Number0001601463
Book / Page16014 / 63
Map ReferenceMB 92 PG 5
Instrument DateMay 6, 2022
Transaction TypeTransfer
Record UpdatedMay 2, 2024

Transaction

AmountAmount on Record
Tax$100.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5411 FRIENDLY BAPTIST CH RD, INDIAN TRAIL, NC 28079-7797

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$475,720 Land $130,580 Building $345,140
2024$475,720 (+608.02%) Land $130,580 Building $345,140
2023$67,190 Land $67,190$67,190 Land $67,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9920 Reed Mine Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9920 Reed Mine Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

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