Cabarrus County property record for 10089 Reed Mine Rd, Midland, NC 28107
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,155 sqft · built 2020 |
| Lot Size | 2.72 acres (118,570 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $63,500 (Aug 2020) |
| Tax Bill | $2,992 (2023) |
| Deeds & Mortgages | Oct 2026 Line of Credit Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5555 99 9587 |
| Primary APN | 5555 99 9587 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,155 sqft Living Area |
| Gross Area | 3,708 sqft |
| 1st Floor Area | 2,155 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 118,570 sqft (2.72 acres) |
| Lot Width | 212 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,011 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,360 sqft |
| Porch | Patio |
| Porch Area | 190 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 139496 |
|---|---|
| Street Address | 10089 REED MINE RD |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | LT 2 DANUCALOV PROPERTY |
| Legal Subdivision | REED GOLD MINE |
| Legal Lot Number | 2 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 41604 |
Source: Cabarrus County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10089 REED MINE RD, MIDLAND, NC 28107-9677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 5, 2026 | Deed of Trust, Mortgage · Line of Credit FINANCIAL FEDERAL CREDIT INC |
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 7, 2020 | Warranty Deed, Construction Loan · Construction Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2020 · Amount on Record |
| Deed Sale | Aug 7, 2020 · Amount on Record |
| Deed Book / Page | 14396 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 5, 2026 |
| Property Address | 10089 REED MINE RD, MIDLAND, NC 28107-9677 |
| Document Number | 0000023414 |
| Book / Page | 18194 / 317 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202623414 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 10089 REED MINE RD, MIDLAND, NC 28107-9677 |
| Document Number | 0000023414, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 18194/317 |
| Instrument | 202623414 |
| Name | FINANCIAL FEDERAL CREDIT INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10089 REED MINE RD, MIDLAND, NC 28107-9677 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0016075203 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 16075/203 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 7, 2020 |
| Property Address | 10089 REED MINE RD, MIDLAND, NC 28107-9677 |
| Document Number | 0014396183 |
| Book / Page | 14396 / 183 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $127.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 265 TITE ROAD, 265, STANFIELD, NC 28163 |
| Name | Verified Name |
|---|---|
| Address | 403 ELLICOTT LN, LOCUST, NC 28097-9408 |
| Document Number | 0014396186 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 14396/186 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $584,900 (+62.67%) Land $84,060 Building $500,840 | ||
| 2024 | $584,900 (+62.67%) Land $84,060 Building $500,840 | ||
| 2023 | $2,992.00 | $359,570 Land $42,030 Building $317,540 | $359,570 Land $42,030 Building $317,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Windstream DSL | 200 / 20 |
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