1012 SW 46th St, Ankeny, IA 50023 Property Records

Polk County property record for 1012 SW 46th St, Ankeny, IA 50023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,640 sqft · built 2005
Lot Size	0.26 acres (11,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jul 2020)
Tax Bill	$5,276 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8024-35-327-039`

Property Details

APN / Parcel Number

Primary APN	`8024-35-327-039`
Alternative APN	`181/00555-434-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,640 sqft Living Area
Gross Area	2,920 sqft
1st Floor Area	800 sqft
Upper Floors Area	840 sqft
Basement Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,366 sqft (0.26 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1012 SW 46TH ST
City	ANKENY
State	IA
Zip	50023-8231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 SOMERSBY PLAT 1
Legal Subdivision	SOMERSBY PLAT 1
Legal Lot Number	34
Jurisdiction	POLK IA
Township / Civil Division	CROCKER
Census Block Group	1
Census Block	1024
Census Tract	10214

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1012 SW 46TH ST, ANKENY, IA 50023-8231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Oct 6, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU
Jul 8, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG
Jul 10, 2020	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG
Feb 15, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Jul 28, 2006 · Amount on Record
Deed Document Number	0001794180
Deed Book / Page	16819 / 0769
Prior Transfer Date	Feb 15, 2018
Prior Transfer Doc	2017-00063639
Record Updated	Jun 7, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1012 SW 46TH ST, ANKENY, IA 50023-8231
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019078
Date	Apr 24, 2023
Book Page	19453/213
Instrument	2023-00019078

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1012 SW 46TH ST, ANKENY, IA 50023-8231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029544
Date	Oct 6, 2017
Book Page	16674/0961
Instrument	2017-00029544

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 5, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1012 SW 46TH ST, ANKENY, IA 50023-8231
Document Number	0000003923
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1356 SW RADCLIFFE LN ANKENY IA 500232169, ANKENY, IA 50023-2169

Mortgage

Document Number	0000003923
Date	Jul 10, 2020
Book Page	017941/000084
Instrument	3923

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 10, 2020
Property Address	1012 SW 46TH ST, ANKENY, IA 50023-8231
Document Number	0000003921
Book / Page	017941 / 000080
Instrument Date	Jul 1, 2020
Instrument	3921
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1012 SW 46TH ST ANKENY IA 500238231, ANKENY, IA 50023-8231

Mortgage

Document Number	3923
Date	Jul 10, 2020
Book Page	017941/000084
Instrument	3923

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 15, 2018
Property Address	1012 SW 46TH ST, ANKENY, IA 50023-8231
Document Number	0000063639
Book / Page	016819 / 000769
Instrument Date	Feb 8, 2018
Instrument	63639
Transaction Type	Transfer
Record Updated	Feb 22, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 SW 46TH ST ANKENY IA 500238231, ANKENY, IA 50023-8231

Mortgage

Document Number	63641
Date	Feb 15, 2018
Book Page	016819/000772
Instrument	63641

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ankeny City
County	Polk County
Unified School District	Ankeny Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$323,400 (+6.66%) Land $63,500 Building $259,900	$323,400 (+6.66%) Land $63,500 Building $259,900
2024	$5,276.00 (+8.03%)
2023		$303,200 Land $58,100 Building $245,100	$303,200 Land $58,100 Building $245,100
2020	$4,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANKENY serves 76,207 people · EPA ID IA7709053
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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