1004 SW 46th St, Ankeny, IA 50023 Property Records

Polk County property record for 1004 SW 46th St, Ankeny, IA 50023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,428 sqft · built 2005
Lot Size	0.258 acres (11,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jul 2019)
Tax Bill	$5,328 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181/00555-432-000`

Property Details

APN / Parcel Number

Primary APN	`181/00555-432-000`
Alternative APN	`802435327041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,428 sqft Living Area
Gross Area	2,530 sqft
1st Floor Area	686 sqft
Upper Floors Area	742 sqft
Basement Area	674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,234 sqft (0.258 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	98 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1004 SW 46TH ST
City	ANKENY
State	IA
Zip	50023-8231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 SOMERSBY PLAT 1
Legal Subdivision	SOMERSBY PLAT 1
Legal Lot Number	32
Jurisdiction	POLK IA
Township / Civil Division	CROCKER
Census Block Group	1
Census Block	1024
Census Tract	10214

Owner

Source: Polk County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 SW 46TH ST, ANKENY, IA 50023-8231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2019	Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
May 3, 2017	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	May 3, 2017 · Amount on Record
Deed Document Number	2019830
Deed Book / Page	17391 / 136
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 2, 2019
Property Address	1004 SW 46TH ST, ANKENY, IA 50023-8231
Document Number	0000000830
Book / Page	17391 / 0136
Instrument Date	Jun 26, 2019
Instrument	2019-00000830
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$383.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1004 SW 46TH ST, ANKENY, IA 50023-8231
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000832
Date	Jul 2, 2019
Instrument	2019-00000832

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Mortgage

Document Number	0000000833
Date	Jul 2, 2019
Book Page	17391/0157
Instrument	2019-00000833

Lender

Name	NATIONAL HOMEBUYERS FUND INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jun 30, 2022

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	May 3, 2017
Property Address	1004 SW 46TH ST, ANKENY, IA 50023-8231
Document Number	0000090768
Book / Page	016465 / 000492
Instrument Date	May 1, 2017
Instrument	90768
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1004 SW 46TH ST ANKENY IA 500238231, ANKENY, IA 50023-8231

Mortgage

Document Number	90770
Date	May 3, 2017
Book Page	016465/000495
Instrument	90770

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ankeny City
County	Polk County
Unified School District	Ankeny Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$345,100 (+6.84%) Land $63,300 Building $281,800	$345,100 (+6.84%) Land $63,300 Building $281,800
2024	$5,328.00 (+1.87%)
2023		$323,000 Land $58,000 Building $265,000	$323,000 Land $58,000 Building $265,000
2020	$5,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANKENY serves 76,207 people · EPA ID IA7709053
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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