1011 SW 46th St, Ankeny, IA 50023 Property Records

Polk County property record for 1011 SW 46th St, Ankeny, IA 50023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,710 sqft · built 2005
Lot Size	0.215 acres (9,380 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (May 2019)
Tax Bill	$5,608 (2024)
Deeds & Mortgages	May 2020 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8024-35-376-013`

Property Details

APN / Parcel Number

Primary APN	`8024-35-376-013`
Alternative APN	`181/00555-429-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,710 sqft Living Area
Gross Area	3,026 sqft
1st Floor Area	876 sqft
Upper Floors Area	834 sqft
Basement Area	876 sqft
Finished Basement	252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,380 sqft (0.215 acres)
Lot Dimensions	134 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Deck Area	436 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1011 SW 46TH ST
City	ANKENY
State	IA
Zip	50023-8231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 SOMERSBY PLAT 1
Legal Subdivision	SOMERSBY PLAT 1
Legal Lot Number	29
Jurisdiction	POLK IA
Township / Civil Division	CROCKER
Census Block Group	1
Census Block	1025
Census Tract	10214

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1011 SW 46TH ST, ANKENY, IA 50023-8231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
May 20, 2019	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Mar 11, 2019	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Prior Sale	Aug 26, 2013 · Amount on Record
Deed Document Number	2018-00082190
Deed Book / Page	17332 / 0753
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1011 SW 46TH ST, ANKENY, IA 50023-8231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095987
Date	May 13, 2020
Book Page	17828/600
Instrument	2019-00095987

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 20, 2019
Property Address	1011 SW 46TH ST, ANKENY, IA 50023-8231
Document Number	201800082190
Book / Page	17332 / 0753
Instrument Date	May 16, 2019
Instrument	2018-00082190
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1011 SW 46TH ST, ANKENY, IA 50023-8231

Mortgage

Document Number	201800082192
Date	May 20, 2019
Instrument	2018-00082192

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1011 SW 46TH ST, ANKENY, IA 50023-8231
Document Number	0000066713
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1011 SW 46TH ST ANKENY IA 500238231, ANKENY, IA 50023-8231

Mortgage

Document Number	0000066713
Date	Mar 21, 2019
Book Page	017266/000759
Instrument	66713

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 20, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ankeny City
County	Polk County
Unified School District	Ankeny Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$355,300 (+6.86%) Land $60,800 Building $294,500	$355,300 (+6.86%) Land $60,800 Building $294,500
2024	$5,608.00 (+11.01%)
2023		$332,500 Land $55,700 Building $276,800	$332,500 Land $55,700 Building $276,800
2020	$5,052.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANKENY serves 76,207 people · EPA ID IA7709053
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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