1012 Sumner Loop, The Villages, FL 32163 Property Records

Sumter County property record for 1012 Sumner Loop, The Villages, FL 32163

Property Summary

Property Type	Single Family Home
Details	2,316 sqft · built 2020
Lot Size	0.218 acres (9,510 sqft)
Owner	Company Name on File
Last Sale	$435,622 (Jun 2020)
Tax Bill	$5,815 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`231923G23C044`

Property Details

APN / Parcel Number

Primary APN	`231923G23C044`
Alternative APN	`G23C044`

Interior

Building Area	2,316 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	2,316 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Block
Construction Type	Concrete
Lot Area	9,510 sqft (0.218 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch

Location & Zoning

Street Address	1012 SUMNER LOOP
City	THE VILLAGES
State	FL
Zip	32163-5577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 VILLAGES OF SOUTHERN OAKS UNIT 44A PB 18 PGS 17-17E
Legal Range	23E
Legal Township	19S
Legal Section	23
Legal Subdivision	VILLAGES OF SOUTHERN OAKS
Legal Lot Number	44
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2011
Census Tract	911301

Owner

Source: Sumter County records · APN 231923G23C044

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1012 SUMNER LOOP, THE VILLAGES, FL 32163-5577
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 21, 2021	Intrafamily Transfer, Transfer ATTORNEY
May 10, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
May 10, 2021	Intrafamily Transfer, Transfer
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	202027202
Deed Book / Page	3779 / 566
Last Transfer Date	Aug 20, 2021
Transfer Doc	0041250004
Record Updated	Jun 08, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER FL
Recording Date	Oct 21, 2021
Property Address	1012 SUMNER LOOP, THE VILLAGES, FL 32163-5577
Document Number	0041250004
Book / Page	4125 / 4
Map Reference	MB 18 PG 17&17A-17E
Instrument Date	Aug 20, 2021
Instrument	202160057902
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 SUMNER LOOP, THE VILLAGES, FL 32163-5577

Mortgage

Document Number	41257
Date	Oct 21, 2021
Instrument	4125/7

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2051

Interest

Rate	2%
Type Change Date	Sep 01, 2031
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7%
Index	Other
Max Rate	7%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER FL
Recording Date	Oct 21, 2021
Property Address	1012 SUMNER LOOP, THE VILLAGES, FL 32163-5577
Document Number	0041250028
Book / Page	4125 / 28
Map Reference	MB 18 PG 17&17A-17E
Instrument Date	Aug 20, 2021
Instrument	202160057904
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1012 SUMNER LOOP, THE VILLAGES, FL 32163-5577

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER FL
Recording Date	May 10, 2021
Property Address	1012 SUMNER LOOP, THE VILLAGES, FL 32163-5577
Document Number	0039970575
Book / Page	3997 / 575
Map Reference	MB 18 PG 17&17A-17E
Instrument Date	Mar 10, 2021
Instrument	202160025632
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1012 SUMNER LOOP, THE VILLAGES, FL 32163-5577

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER FL
Recording Date	May 10, 2021
Property Address	1012 SUMNER LOOP, THE VILLAGES, FL 32163-5577
Document Number	0039970573
Book / Page	3997 / 573
Map Reference	MB 18 PG 17&17A-17E
Instrument Date	Mar 10, 2021
Instrument	202160025631
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 SUMNER LOOP, 1012, THE VILLAGES, FL 32163-5577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 SUMNER LOOP, THE VILLAGES, FL 32163-5577

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jun 26, 2020
Property Address	1012 SUMNER LOOP, THE VILLAGES, FL 32163-5577
Document Number	0037790566
Book / Page	3779 / 566
Map Reference	MB 18 PG 17&17A-17E
Instrument Date	Jun 16, 2020
Instrument	202060027202
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PENINSULA LAND AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,049.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3619 KIESSEL RD, 3619, THE VILLAGES, FL 32163-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3855 NOTTINGHAM LOOP, THE VILLAGES, FL 32163-4104

Mortgage

Document Number	0003779567
Date	Jun 26, 2020
Instrument	3779/567

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Municipality	Wildwood City
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,815.00 (+1.63%) Homeowner's exemption	$406,840 (+5.98%)	$730,760 (+8.87%) Land $133,140 Building $597,620
2024	$5,722.00 (+7.05%)
2023	$5,345.00 (+1.83%) Additional exemption filed	$383,870 (+3%)	$671,250 (+15.36%) Land $133,140 Building $538,110
2022	$5,249.00 Homeowner's exemption	$372,690	$581,850 Land $95,100 Building $486,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (12119C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121199113012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 224 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	224 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 208 locations within half a mile of this property.

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