Black Hawk County property record for 1022 Eagle Ridge Rd, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,560 sqft · built 2003 |
| Lot Size | 0.31 acres (13,520 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Sep 2025) |
| Tax Bill | $7,256 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-03-426-032 |
| Primary APN | 8914-03-426-032 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Basement Area | 1,224 sqft |
| Finished Basement | 625 sqft |
| Unfinished Basement | 1,224 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,520 sqft (0.31 acres) |
| Lot Dimensions | 130 ft deep x 104 ft wide |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1022 EAGLE RIDGE RD |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-1577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGES FOURTH ADDITION LOT 22 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 03 |
| Legal Subdivision | RIDGES FOURTH ADDITION |
| Legal Lot Number | 22 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 2 |
| Census Block | 2097 |
| Census Tract | 2606 |
1022 Eagle Ridge Rd is owned and occupied by two individuals who bought it in September 2025.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1022 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Sep 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on File |
| Deed Sale | Sep 16, 2025 · Amount on File |
| Prior Sale | Sep 13, 2024 · Amount on File |
| Deed Document Number | 202513542 |
| Prior Transfer Date | Nov 29, 2005 |
| Prior Transfer Doc | 2006014467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 16, 2025 |
| Property Address | 1022 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1577 |
| Document Number | 0202513542 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025-13542 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $871.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1022 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1577 |
| Document Number | 0202513543 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025-13543 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 13, 2023 |
| Property Address | 1022 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1577 |
| Document Number | 202400003720 |
| Instrument Date | May 1, 2023 |
| Instrument | 202400003720 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Title Company | TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $845.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1022 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1577 |
| Document Number | 202400003721 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 202400003721 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 1022 Eagle Ridge Rd was $7,256, down 1.8% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,256.00 (-1.84%) | $483,450 Land $73,890 Building $409,560 | $483,450 Land $73,890 Building $409,560 |
| 2024 | $7,392.00 | ||
| 2023 | $459,490 Land $73,890 Building $385,600 | $459,490 Land $73,890 Building $385,600 | |
| 2022 | $7,230.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1022 Eagle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1022 Eagle Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures