Clermont County property record for 1012 Chatham Ln, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,734 sqft · built 2019 |
| Lot Size | 0.176 acres (7,649 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $306,758 (Sep 2019) |
| Tax Bill | $5,226 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-28-13F-153 |
| Primary APN | 28-28-13F-153 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,734 sqft Living Area |
| 1st Floor Area | 1,734 sqft |
| Attic | Attic |
| Attic Area | 400 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,649 sqft (0.176 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1012 CHATHAM LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-3372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESTWICK PLACE SECTION 1 BLOCK B; LOT 31; SEE 282813F153T FOR TIF |
| Legal Subdivision | PRESTWICK PLACE |
| Legal Block | B |
| Legal Lot Number | 31 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41505 |
Source: Clermont County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1012 CHATHAM LN, CINCINNATI, OH 45245-3372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Sep 6, 2019 | Deed, Subdivision Related Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| May 15, 2019 | Loan Modification, Mortgage ATTORNEY ONLY |
| May 14, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on Record |
| Deed Sale | Sep 6, 2019 · Amount on Record |
| Prior Sale | May 14, 2019 · Amount on Record |
| Deed Document Number | 201919722 |
| Deed Book / Page | 2817 / 2051 |
| Prior Transfer Date | Mar 12, 2019 |
| Prior Transfer Doc | 0000006943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1012 CHATHAM LN, CINCINNATI, OH 45245-3372 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000001037 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 2937/2024 |
| Instrument | 202300001037 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1012 CHATHAM LN, CINCINNATI, OH 45245-3372 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000005556 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 2870/868 |
| Instrument | 202100005556 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 6, 2019 |
| Property Address | 1012 CHATHAM LN, CINCINNATI, OH 45245-3372 |
| Document Number | 0000019722 |
| Book / Page | 2817 / 2051 |
| Map Reference | CAB 17 PG 310-311 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 201900019722 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 16, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1012 CHATHAM LN, CINCINNATI, OH 45245-3372 |
| Document Number | 0000019723 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 201900019723 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1012 CHATHAM LN, CINCINNATI, OH 45245-3372 |
| Document Number | 0000010671 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | May 14, 2019 |
| Property Address | 1012 CHATHAM LN, CINCINNATI, OH 45245-3372 |
| Document Number | 0000009689 |
| Book / Page | 002807 / 005251 |
| Instrument Date | May 10, 2019 |
| Instrument | 9689 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $470.72 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Apr 11, 2019 |
| Property Address | 1012 CHATHAM LN, CINCINNATI, OH 45245-3372 |
| Document Number | 0000006943 |
| Book / Page | 002805 / 002175 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 6943 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,822.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,226.00 (-1.66%) | $43,900 (-) Land $18,940 Building $24,960 | |
| 2024 | $5,314.00 (-16.97%) Homeowner's exemption | $43,900 (-) Land $18,940 Building $24,960 | $125,400 (-) Land $54,100 Building $71,300 |
| 2023 | $6,400.00 (+182.31%) Homeowner's exemption | $43,900 (+13.91%) Land $18,940 Building $24,960 | $125,400 (+13.9%) Land $54,100 Building $71,300 |
| 2022 | $2,267.00 Homeowner's exemption | $38,540 Land $17,850 Building $20,690 | |
| 2020 | $110,100 Land $51,000 Building $59,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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