Clermont County property record for 1011 Chatham Ln, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,200 sqft · built 2018 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,200 (May 2018) |
| Tax Bill | $5,923 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2018 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-28-13F-154 |
| Primary APN | 28-28-13F-154 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 2,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 9,060 sqft (0.208 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1011 CHATHAM LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-3372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESTWICK PLACE SECTION 1 BLOCK B; LOT 51; SEE 282813F154T FOR TIF |
| Legal Subdivision | PRESTWICK PLACE |
| Legal Block | B |
| Legal Lot Number | 51 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41505 |
Source: Clermont County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1011 CHATHAM LN, CINCINNATI, OH 45245-3372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| May 29, 2018 | Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC |
| Feb 16, 2018 | Loan Modification, Mortgage · Line of Credit OTHER INSTITUTIONAL LENDERS |
| Feb 16, 2018 | Loan Modification, Mortgage · Line of Credit FIFTH THIRD BK |
| Feb 16, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on Record |
| Deed Sale | May 29, 2018 · Amount on Record |
| Prior Sale | Feb 16, 2018 · Amount on Record |
| Deed Document Number | 201811727 |
| Deed Book / Page | 2772 / 742 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1011 CHATHAM LN, CINCINNATI, OH 45245-3372 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000001976 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 2866/4188 |
| Instrument | 202100001976 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | May 29, 2018 |
| Property Address | 1011 CHATHAM LN, CINCINNATI, OH 45245-3372 |
| Document Number | 0000011727 |
| Book / Page | 2772 / 742 |
| Map Reference | PC 17 PG 310-311 |
| Instrument Date | May 7, 2018 |
| Instrument | 201800011727 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,436.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1011 CHATHAM CT, CINCINNATI, OH 45245-3372 |
| Document Number | 0000011728 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 201800011728 |
| Name | VICTORY MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1011 CHATHAM LN, CINCINNATI, OH 45245-3372 |
| Document Number | 0000003823 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025 |
| Document Number | 0000003823 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 002755/001548 |
| Instrument | 3823 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | ERLANGER, KY 41018 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1011 CHATHAM LN, CINCINNATI, OH 45245-3372 |
| Document Number | 0000003824 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025 |
| Document Number | 0000003824 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 002755/001553 |
| Instrument | 3824 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Feb 16, 2018 |
| Property Address | 1011 CHATHAM LN, CINCINNATI, OH 45245-3372 |
| Document Number | 0000003548 |
| Book / Page | 002755 / 000253 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 3548 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $230.86 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025 |
| Investor | Possibly a Property Investor |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,923.00 (-1.86%) | $48,690 (-) Land $18,940 Building $29,750 | |
| 2024 | $6,035.00 (-18.24%) Homeowner's exemption | $48,690 (-) Land $18,940 Building $29,750 | $139,100 (-) Land $54,100 Building $85,000 |
| 2023 | $7,381.00 (+195%) Homeowner's exemption | $48,690 (+14.48%) Land $18,940 Building $29,750 | $139,100 (+14.49%) Land $54,100 Building $85,000 |
| 2022 | $2,502.00 Homeowner's exemption | $42,530 Land $17,850 Building $24,680 | |
| 2020 | $121,500 Land $51,000 Building $70,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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