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1010 Chatham Ln, Cincinnati, OH 45245 Property Records

Clermont County property record for 1010 Chatham Ln, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,524 sqft · built 2018
Lot Size0.196 acres (8,551 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Oct 2018)
Tax Bill$4,588 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN28-28-13F-152

Property Details

APN / Parcel Number

Primary APN28-28-13F-152

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,524 sqft Living Area
1st Floor Area1,524 sqft
AtticAttic
Attic Area420 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area8,551 sqft (0.196 acres)
View / LotCul-de-sac
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area180 sqft
Poultry House15 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1010 CHATHAM LN
CityCINCINNATI
StateOH
Zip45245-3372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESTWICK PLACE SECTION 1 BLOCK B; LOT 30; SEE 282813F152T FOR TIF
Legal SubdivisionPRESTWICK PLACE
Legal BlockB
Legal Lot Number30
JurisdictionCLERMONT OH
Township / Civil DivisionPIERCE
Census Block Group1
Census Block1001
Census Tract41505

Owner

Source: Clermont County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1010 CHATHAM LN, CINCINNATI, OH 45245-3372
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
Jun 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
Oct 24, 2018Deed, Subdivision Related Transfer · Conventional Mortgage
VICTORY MORTGAGE LLC
Jun 15, 2018Loan Modification, Mortgage
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Jun 15, 2018Loan Modification, Mortgage
NOT AVAILABLE
Jun 13, 2018Warranty Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2018 · Amount on Record
Deed SaleOct 24, 2018 · Amount on Record
Prior SaleJun 13, 2018 · Amount on Record
Deed Document Number201824119
Deed Book / Page2795 / 266
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address1010 CHATHAM LN, CINCINNATI, OH 45245-3372
Transaction TypeMortgage
Record UpdatedSep 8, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027939
DateAug 27, 2021
Book Page2892/3995
Instrument202100027939
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address1010 CHATHAM LN, CINCINNATI, OH 45245-3372
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014229
DateJun 10, 2020
Book Page2841/1534
Instrument202000014229
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

October 2018: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionCLERMONT OH
Recording DateOct 24, 2018
Property Address1010 CHATHAM LN, CINCINNATI, OH 45245-3372
Document Number0000024119
Book / Page2795 / 0266
Map ReferenceCAB 17 PG 310&311
Instrument DateOct 17, 2018
Instrument201800024119
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 16, 2022
Title CompanyHOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 100, 3940, ERLANGER, KY 41018-1025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 CHATHAM LN, CINCINNATI, OH 45245-3372

Mortgage

Document Number0000024120
DateOct 24, 2018
Instrument201800024120
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLERMONT OH
Property Address1010 CHATHAM LN, CINCINNATI, OH 45245-3372
Document Number0000013716
Instrument DateJun 15, 2018
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLERMONT OH
Property Address1010 CHATHAM LN, CINCINNATI, OH 45245-3372
Document Number0000013717
Instrument DateJun 15, 2018
Transaction TypeMortgage
Record UpdatedMay 13, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateJun 13, 2018
Property Address1010 CHATHAM LN, CINCINNATI, OH 45245-3372
Document Number0000013203
Book / Page002775 / 001350
Instrument DateJun 8, 2018
Instrument13203
Transaction TypeTransfer
Record UpdatedMay 17, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
Tax$920.58
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionPierce Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,588.00 (+0.77%)$40,500 (-) Land $18,940 Building $21,560
2024$4,553.00 (-13.06%) Homeowner's exemption$40,500 (-) Land $18,940 Building $21,560$115,700 (-) Land $54,100 Building $61,600
2023$5,237.00 (+229.99%) Homeowner's exemption$40,500 (+13.32%) Land $18,940 Building $21,560$115,700 (+13.32%) Land $54,100 Building $61,600
2022$1,587.00 Homeowner's exemption$35,740 Land $17,850 Building $17,890
2020$102,100 Land $51,000 Building $51,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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