10119 Toledo Rd, Spring Valley, CA 91977 Property Records

San Diego County property record for 10119 Toledo Rd, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,638 sqft · built 1977
Lot Size	0.259 acres (11,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Nov 1988)
Tax Bill	$4,057 (2025)
Deeds & Mortgages	Oct 2020 Reverse Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`501-195-20-00`

Property Details

APN / Parcel Number

Primary APN	`501-195-20-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,300 sqft (0.259 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10119 TOLEDO RD
City	SPRING VALLEY
State	CA
Zip	91977-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 8 TR 008057
Legal Subdivision	ELYSIAN ESTATES
Legal Tract	008057
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3010
Census Tract	13601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10119 TOLEDO RD, SPRING VALLEY, CA 91977-1731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Oct 22, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAROL KICINISKI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 1988 · Amount on Record
Deed Sale	Nov 2, 1988 · Amount on Record
Prior Sale	Jan 14, 1986 · Amount on Record
Deed Document Number	1988563166
Last Transfer Date	Nov 19, 2015
Transfer Doc	0000602983
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10119 TOLEDO RD, SPRING VALLEY, CA 91977-1731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10119 TOLEDO RD, SPRING VALLEY, CA 91977-1731

Mortgage

Document Number	0000671933
Date	Oct 29, 2020
Instrument	2020-0671933

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	942 Months
Due	Apr 25, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.17%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10119 TOLEDO RD, SPRING VALLEY, CA 91977-1731
Document Number	0000671934
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10119 TOLEDO RD SPRING VALLEY CA 919771731, SPRING VALLEY, CA 91977-1731

Mortgage

Document Number	0000671934
Date	Oct 29, 2020
Instrument	671934

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Oct 28, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.17%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10119 TOLEDO RD, SPRING VALLEY, CA 91977-1731
Document Number	0000027050
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10119 TOLEDO RD SPRING VALLEY CA 919771731, SPRING VALLEY, CA 91977-1731

Mortgage

Document Number	0000027050
Date	Jan 23, 2018
Instrument	27050

Lender

Name	CAROL KICINISKI
Address	28249 ROGERS DR, SANTA CLARITA, CA 91350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 22, 2023

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$296,638 (+2%) Land $115,867 Building $180,771
2025	$4,057.00 (+4.62%) Homeowner's exemption	$290,823 (+4.04%) Land $113,596 Building $177,227
2024	$3,878.00 (+3.39%)
2023	$3,751.00 (+1.87%) Homeowner's exemption	$279,532 Land $109,186 Building $170,346
2022	$3,682.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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