10105 Toledo Rd, Spring Valley, CA 91977 Property Records

San Diego County property record for 10105 Toledo Rd, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,152 sqft · built 1950
Lot Size	0.332 acres (14,482 sqft)
Owner	2 Company Names on File
Last Sale	$519,000 (Oct 2019)
Tax Bill	$5,758 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`501-184-67-00`

Property Details

APN / Parcel Number

Primary APN	`501-184-67-00`
Alternative APN	`5011840800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Lot Area	14,482 sqft (0.332 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10105 TOLEDO RD
City	SPRING VALLEY
State	CA
Zip	91977-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 103&104 DOC09-0370724 IN N 12 FT LOT 438 MAP 2186&IN TR 002172
Legal Subdivision	CASA DE ORO AVOCADO ESTATES
Legal Tract	002172
Legal Block	3
Legal Lot Number	103-1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3010
Census Tract	13601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	10105 TOLEDO RD, SPRING VALLEY, CA 91977-1731
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 12, 2020	Deed of Trust, Mortgage · VA Mortgage STRONG HOME MORTGAGE LLC
Oct 17, 2019	Grant Deed, Transfer · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019 · Amount on File
Deed Sale	Oct 17, 2019 · Amount on File
Prior Sale	Nov 23, 2016
Deed Document Number	2019469291
Last Transfer Date	Dec 5, 2024
Transfer Doc	0000353565
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10105 TOLEDO RD, SPRING VALLEY, CA 91977-1731
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10105 TOLEDO RD, SPRING VALLEY, CA 91977-1731

Mortgage

Document Number	0000187756
Date	Jul 18, 2023
Instrument	2023-0187756

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2033

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10105 TOLEDO RD, SPRING VALLEY, CA 91977-1731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10105 TOLEDO RD, SPRING VALLEY, CA 91977-1731

Mortgage

Document Number	0000614854
Date	Oct 12, 2020
Instrument	2020-0614854

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2019
Property Address	10105 TOLEDO RD, SPRING VALLEY, CA 91977-1731
Document Number	0000469291
Instrument Date	Sep 30, 2019
Instrument	469291
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10105 TOLEDO RD SPRING VALLEY CA 919771731, SPRING VALLEY, CA 91977-1731

Mortgage

Document Number	469292
Date	Oct 17, 2019
Instrument	469292

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,363 (+2%) Land $536,072 Building $79,291
2025	$5,758.00 (+11.81%)	$603,298 (+10.58%) Land $525,561 Building $77,737
2024	$5,150.00 (+1.96%)
2023	$5,051.00 (-0.22%)	$545,558 Land $505,153 Building $40,405
2022	$5,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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