10127 Toledo Rd, Spring Valley, CA 91977 Property Records

San Diego County property record for 10127 Toledo Rd, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,561 sqft · built 1978
Lot Size	0.259 acres (11,300 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Jan 2022)
Tax Bill	$9,583 (2025)
Deeds & Mortgages	Apr 2026 Reverse Mortgage Apr 2026 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`501-195-18-00`

Property Details

APN / Parcel Number

Primary APN	`501-195-18-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,561 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	11,300 sqft (0.259 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10127 TOLEDO RD
City	SPRING VALLEY
State	CA
Zip	91977-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 6 TR 008057
Legal Subdivision	ELYSIAN ESTATES
Legal Tract	008057
Legal Block	3
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3010
Census Tract	13601

Owner

10127 Toledo Rd is owned and occupied by two individuals who bought it in January 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10127 TOLEDO RD, SPRING VALLEY, CA 91977-1731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Apr 22, 2026	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Jan 12, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Oct 5, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Apr 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2022 · Amount on File
Deed Sale	Jan 12, 2022 · Amount on File
Deed Document Number	202218002
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2026
Property Address	10127 TOLEDO RD, SPRING VALLEY, CA 91977-1731
Document Number	0000112926
Instrument Date	Apr 17, 2026
Instrument	2026112926
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	10127 TOLEDO RD, SPRING VALLEY, CA 91977-1731

Mortgage

Document Number	0000112926,
Date	Apr 22, 2026
Instrument	2026112926

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	999 Months

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2026
Property Address	10127 TOLEDO RD, SPRING VALLEY, CA 91977-1731
Document Number	0000112925
Instrument Date	Apr 17, 2026
Instrument	2026112925
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	10127 TOLEDO RD, SPRING VALLEY, CA 91977-1731

Mortgage

Document Number	0000112925,
Date	Apr 22, 2026
Instrument	2026112925

Lender

Name	LONGBRIDGE FINANCIAL LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	999 Months

Interest

Rate	6.22%
Max Rate	-1%

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2022
Property Address	10127 TOLEDO RD, SPRING VALLEY, CA 91977-1731
Document Number	0000018002
Map Reference	MAP 8057
Instrument Date	Jan 11, 2022
Instrument	2022-0018002
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10127 TOLEDO RD, SPRING VALLEY, CA 91977-1731

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2020
Property Address	10127 TOLEDO RD, SPRING VALLEY, CA 91977-1731
Document Number	0000598968
Instrument Date	Aug 3, 2020
Instrument	598968
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11588 VIA RANCHO SAN DIEGO #J3 EL CAJON CA 920195277, J3, EL CAJON, CA 92019-5277

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 11, 2018
Property Address	10127 TOLEDO RD, SPRING VALLEY, CA 91977-1731
Document Number	0000144468
Instrument Date	Apr 4, 2018
Instrument	144468
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10127 TOLEDO RD SPRING VALLEY CA 919771731, SPRING VALLEY, CA 91977-1731

Tax Assessment & Valuation

The 2025 property tax bill for 10127 Toledo Rd was $9,583 with a homeowner's exemption, up 3.5% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$773,937 (+2%) Land $487,093 Building $286,844
2025	$9,583.00 (+3.47%) Homeowner's exemption	$758,763 Land $477,543 Building $281,220
2024	$9,262.00 (+3.13%)
2023	$8,981.00 (+414.38%) Homeowner's exemption	$729,300 Land $459,000 Building $270,300
2022	$1,746.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10127 Toledo Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10127 Toledo Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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