10114 E Hwy 86, Custer, KY 40115 Property Records

Breckinridge County property record for 10114 E Hwy 86, Custer, KY 40115 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,575 sqft
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$39,000 (Apr 2003)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`155-6B`

Property Details

APN / Parcel Number

Primary APN	`155-6B`
Alternative APN	`33690`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,575 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	39,204 sqft (0.9 acres)
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	33690
Street Address	10114 E HIGHWAY 86
City	CUSTER
State	KY
Zip	40115-5241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND & HOUSE
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	MCDANIELS-HUDSON
Census Block Group	3
Census Block	3000
Census Tract	960502

Owner

Source: Breckinridge County records · APN 155-6B

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1515 HORN RD, CECILIA, KY 42724-8747
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2003 · Amount on Record
Deed Sale	Apr 28, 2003 · Amount on Record
Deed Document Number	444-637
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	10114 E HIGHWAY 86, CUSTER, KY 40115-5241
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 HORN RD, CECILIA, KY 42724-8747

Mortgage

Document Number	00M594/277
Date	Feb 13, 2026
Book Page	M594/277
Instrument	2020950171

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	501 S L ROGERS WELLS BLVD, GLASGOW, KY 42141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 12, 2027

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Breckinridge County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$76,000 (-) Land $6,000 Building $70,000	$76,000 (-) Land $6,000 Building $70,000
2023	$76,000 (-) Land $6,000 Building $70,000	$76,000 (-) Land $6,000 Building $70,000
2022	$76,000 Land $6,000 Building $70,000	$76,000 Land $6,000 Building $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Breckinridge County (21027C), updated May 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.