9849 E Hwy 86, Custer, KY 40115 Property Records

Breckinridge County property record for 9849 E Hwy 86, Custer, KY 40115 · Last verified November 2025

Property Summary

Property Type	Rural Home
Lot Size	15.7 acres (686,070 sqft)
Owner	Individual Name on File
Last Sale	$16,000 (Jan 2018)
Tax Bill	$2,912 (2025)
Deeds & Mortgages	Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`155-1D`

Property Details

APN / Parcel Number

Primary APN	`155-1D`
Alternative APN	`25391`

Exterior

Lot Area	686,070 sqft (15.7 acres)

Location & Zoning

Account Number	25391
Street Address	9849 E HIGHWAY 86
City	CUSTER
State	KY
Zip	40115
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	INC. 155-1 (FARM & BLDG) & HOUSE
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	MCDANIELS-HUDSON
Census Block Group	1
Census Block	1033
Census Tract	960501

Owner

Source: Breckinridge County records · APN 155-1D

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9373 E HIGHWAY 86, CUSTER, KY 40115-5233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2018 · Amount on Record
Deed Sale	Jan 03, 2018 · Amount on Record
Deed Document Number	2018000051
Deed Book / Page	408 / 204
Record Updated	Jun 08, 2026

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Jan 03, 2018
Property Address	9849 E HIGHWAY 86, CUSTER, KY 40115
Document Number	000408/204
Book / Page	408 / 204
Instrument Date	Dec 29, 2017
Instrument	2018000051
Transaction Type	Transfer
Record Updated	Oct 03, 2023

Transaction

Amount	Amount Recorded
Tax	$16.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9885 E HIGHWAY 86, CUSTER, KY 40115-5238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9373 E HIGHWAY 86, CUSTER, KY 40115-5233
Mail Care Of	RICKY K RAMSEY

Tax Assessment & Valuation

Source: Breckinridge County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,912.00 (-11.89%) Homeowner's exemption	$353,050 (-) Land $3,050 Building $350,000	$396,500 (-) Land $46,500 Building $350,000
2023	$3,305.00 (-0.72%)	$353,050 (-) Land $3,050 Building $350,000	$396,500 (-) Land $46,500 Building $350,000
2022	$3,329.00	$353,050 Land $3,050 Building $350,000	$396,500 Land $46,500 Building $350,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Breckinridge County (21027C), updated May 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210279605011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.