1011 Spruce Ln, Park Rapids, MN 56470 Property Records

Hubbard County property record for 1011 Spruce Ln, Park Rapids, MN 56470

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,789 sqft · built 2004
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$192,851 (Jul 2005)
Tax Bill$4,490 (2026)
Deeds & MortgagesApr 2026 Transfer
Mar 2019 Refinance
APN32.76.00700

Property Details

APN / Parcel Number

Primary APN32.76.00700
Alternative APN
  • 55623

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,789 sqft Living Area
1st Floor Area1,976 sqft
FlooringTile
Interior WallsPlywood

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2009
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Lot Width142 ft Width
Garage Area702 sqft
DrivewayDriveway
Driveway Area1,170 sqft
Parking Spaces2 Parking Spaces
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam

Location & Zoning

Account Number55623
Street Address1011 SPRUCE LN
CityPARK RAPIDS
StateMN
Zip56470-1780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.50 AC PRC EASTWOOD 3RD ADD LOT 7 BLK 1
Legal SubdivisionEASTWOOD THIRD ADDITION
Legal Block1
Legal Lot Number7
JurisdictionHUBBARD MN
Township / Civil DivisionPARK RAPIDS
Census Block Group1
Census Block1037
Census Tract70600

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1011 SPRUCE LN, PARK RAPIDS, MN 56470-1780
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 15, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
HIWAY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2005 · Amount on Record
Deed SaleJul 19, 2005 · Amount on Record
Deed Document Number2005309492
Last Transfer DateApr 16, 2026
Transfer Doc0000445964
Record UpdatedOct 29, 2026

April 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHUBBARD MN
Recording DateApr 16, 2026
Property Address1011 SPRUCE LN, PARK RAPIDS, MN 56470-1780
Document NumberA000445964
Instrument DateApr 16, 2026
Instrument2026445964
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 SPRUCE LN, PARK RAPIDS, MN 56470-1780

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address1011 SPRUCE LN, PARK RAPIDS, MN 56470-1780
Transaction TypeMortgage
Record UpdatedMar 27, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000401844
DateMar 15, 2019
InstrumentA000401844
Lender
NameHIWAY FCU
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHubbard County
MunicipalityPark Rapids City
Unified School DistrictPark Rapids Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,490.00 Homeowner's exemption
2025$4,490.00 (-31.41%)$368,500 (+27.77%) Land $26,800 Building $341,700$368,500 (+27.77%) Land $26,800 Building $341,700
2022$6,546.00$288,400 Land $23,800 Building $264,600$288,400 Land $23,800 Building $264,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPark Rapids
serves 4,298 people · EPA ID MN1290003
Water SourceGroundwater
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Arvig
Cable
1,000 / 50
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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