1010 Spruce Ln, Park Rapids, MN 56470 Property Records

Hubbard County property record for 1010 Spruce Ln, Park Rapids, MN 56470

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 916 sqft · built 2012
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on Record
Last Sale$109,900 (Jul 2019)
Tax Bill$2,272 (2026)
Deeds & MortgagesJul 2019 Sale & Mortgage
Apr 2019 Sale & Mortgage
APN32.62.01900

Property Details

APN / Parcel Number

Primary APN32.62.01900
Alternative APN
  • 56116

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area916 sqft Living Area
1st Floor Area1,056 sqft
FlooringLaminate Plank
Interior WallsPlywood

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,860 sqft (0.41 acres)
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Account Number56116
Street Address1010 SPRUCE LN
CityPARK RAPIDS
StateMN
Zip56470-1777
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.41 AC PRC EASTWOOD LOT 7 BLK 2
Legal SubdivisionEASTWOOD
Legal Block2
Legal Lot Number7
JurisdictionHUBBARD MN
Township / Civil DivisionPARK RAPIDS
Census Block Group1
Census Block1051
Census Tract70600

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1010 SPRUCE LN, PARK RAPIDS, MN 56470-1777
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
NORTHWOODS BANK OF MN
Apr 23, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
RANDALL STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2019 · Amount on Record
Deed SaleJul 16, 2019 · Amount on Record
Prior SaleApr 23, 2019 · Amount on Record
Deed Document Number2019403777
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUBBARD MN
Recording DateJul 16, 2019
Property Address1010 SPRUCE LN, PARK RAPIDS, MN 56470-1777
Document NumberA000403777
Instrument DateJul 3, 2019
InstrumentA000403777
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 SPRUCE LN, PARK RAPIDS, MN 56470-1777

Mortgage

Document NumberA000403778
DateJul 16, 2019
InstrumentA000403778
Lender
NameNORTHWOODS BANK OF MN
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUBBARD MN
Recording DateApr 23, 2019
Property Address1010 SPRUCE LN, PARK RAPIDS, MN 56470-1777
Document NumberA000402391
Instrument DateApr 15, 2019
InstrumentA000402391
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 89, LITTLE FALLS, MN 56345-0089
InvestorPossibly a Property Investor

Mortgage

Document NumberA000402392
DateApr 23, 2019
InstrumentA000402392
Lender
NameRANDALL STATE BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term13 Months
DueMay 1, 2020

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHubbard County
MunicipalityPark Rapids City
Unified School DistrictPark Rapids Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,272.00 Homeowner's exemption
2025$2,272.00 (+13.49%) Homeowner's exemption$197,200 (+13.46%) Land $20,200 Building $177,000$197,200 (+13.46%) Land $20,200 Building $177,000
2024$2,002.00$173,800 Land $19,200 Building $154,600$173,800 Land $19,200 Building $154,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPark Rapids
serves 4,298 people · EPA ID MN1290003
Water SourceGroundwater
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Arvig
Cable
1,000 / 50
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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