1007 Spruce Ln, Park Rapids, MN 56470 Property Records

Hubbard County property record for 1007 Spruce Ln, Park Rapids, MN 56470

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,299 sqft · built 1970
Lot Size0.55 acres (23,958 sqft)
OwnerCompany Name on Record
Last Sale$60,000 (Feb 2017)
Tax Bill$2,538 (2026)
Deeds & MortgagesOct 2018 Mortgage
Feb 2017 Sale & Mortgage
APN32.76.00500

Property Details

APN / Parcel Number

Primary APN32.76.00500
Alternative APN
  • 52530

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area1,299 sqft Living Area
Basement Area956 sqft
Finished Basement956 sqft
FlooringTile
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1990
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialGalvanized Metal
Lot Area23,958 sqft (0.55 acres)
Lot Width180 ft Width
Deck Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Account Number52530
Street Address1007 SPRUCE LN
CityPARK RAPIDS
StateMN
Zip56470-1780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.55 AC PRC EASTWOOD 3RD ADD LOT 5 BLK 1
Legal SubdivisionEASTWOOD THIRD ADDITION
Legal Block1
Legal Lot Number5
JurisdictionHUBBARD MN
Township / Civil DivisionPARK RAPIDS
Census Block Group1
Census Block1037
Census Tract70600

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address21782 FEATHER DR, PARK RAPIDS, MN 56470-5397
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2018Deed of Trust, Mortgage
CITIZENS NATIONAL BANK
Feb 1, 2017Warranty Deed, Transfer
CITIZENS NATIONAL BANK OF PARK RAPIDS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2017 · Amount on Record
Deed SaleFeb 1, 2017 · Amount on Record
Deed Document Number2017389024
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address1007 SPRUCE LN, PARK RAPIDS, MN 56470-1780
Transaction TypeMortgage
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000399864
DateOct 29, 2018
InstrumentA000399864
Lender
NameCITIZENS NATIONAL BANK
TypeBank
Agreement
AmountAmount Recorded

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUBBARD MN
Recording DateFeb 1, 2017
Property Address1007 SPRUCE LN, PARK RAPIDS, MN 56470-1780
Document NumberA000389024
Instrument DateFeb 1, 2017
InstrumentA000389024
Transaction TypeTransfer
Record UpdatedJan 6, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$198.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21782 FEATHER DR, PARK RAPIDS, MN 56470-5397

Mortgage

Document NumberA000389025
DateFeb 1, 2017
InstrumentA000389025
Lender
NameCITIZENS NATIONAL BANK OF PARK RAPIDS
TypeBank
AddressPARK RAPIDS, MN 56470
Agreement
AmountAmount Recorded
Term240 Months
DueFeb 1, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHubbard County
MunicipalityPark Rapids City
Unified School DistrictPark Rapids Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,538.00
2025$2,538.00$192,100 Land $22,800 Building $169,300$192,100 Land $22,800 Building $169,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPark Rapids
serves 4,298 people · EPA ID MN1290003
Water SourceGroundwater
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Arvig
Cable
1,000 / 50
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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