1011 Derby Course, Saint Charles, IL 60174 Property Records

Kane County property record for 1011 Derby Course, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,796 sqft · built 1987
Lot Size0.63 acres (2,734 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Dec 2013)
Tax Bill$7,049 (2025)
Flood ZoneZone X (minimal risk)
APN09-26-232-012

Property Details

APN / Parcel Number

Primary APN09-26-232-012

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,796 sqft Living Area
Basement Area782 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,734 sqft (0.63 acres)
Garage TypeAttached
Garage Area398 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1011 DERBY CRSE
CitySAINT CHARLES
StateIL
Zip60174-5710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15 PT FIELDS COMMONS
Legal SubdivisionHUNTERS FIELDS COMM
Legal Block2
Legal Lot Number15
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2018
Census Tract852005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1011 DERBY CRSE, SAINT CHARLES, IL 60174-5710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2013 · Amount on Record
Deed SaleDec 6, 2013 · Amount on Record
Prior SaleJul 11, 1995 · Amount on Record
Deed Document Number201384925
Prior Transfer DateJun 15, 1995
Prior Transfer Doc0000038008
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,049.00 (+12.42%) Homeowner's exemption$108,514 (+0.22%) Land $22,229 Building $86,285$325,672 (+0.22%) Land $66,714 Building $258,959
2024$108,276 (+29.43%) Land $20,482 Building $87,794$324,958 (+29.48%) Land $61,471 Building $263,487
2022$6,270.00 (+4.26%) Homeowner's exemption$83,659 (+4.91%) Land $18,446 Building $65,213$250,977 (+4.91%) Land $55,338 Building $195,639
2021$6,014.00 Homeowner's exemption$79,744 Land $17,583 Building $62,161$239,232 Land $52,749 Building $186,483

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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