Kane County property record for 1007 Derby Course, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,868 sqft · built 1988 |
| Lot Size | 0.88 acres (3,825 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,000 (Jul 2019) |
| Tax Bill | $7,110 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-232-015 |
| Primary APN | 09-26-232-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,868 sqft Living Area |
| Basement Area | 782 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,825 sqft (0.88 acres) |
| Garage Type | Attached |
| Garage Area | 398 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1007 DERBY CRSE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF LOT 15 HUNTERS FIELDS COMMONS DESC IN DOC 2003K166212 |
| Legal Subdivision | HUNTERS FIELDS COMM |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 852005 |
1007 Derby Course is owned and occupied by an individual who bought it in July 2019.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1007 DERBY CRSE, SAINT CHARLES, IL 60174-5710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Jul 10, 2019 | Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Feb 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on File |
| Deed Sale | Jul 10, 2019 · Amount on File |
| Prior Sale | Sep 11, 2003 · Amount on File |
| Deed Document Number | 201929350 |
| Prior Transfer Date | Feb 6, 2019 |
| Prior Transfer Doc | 0000005665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1007 DERBY CRSE, ST CHARLES, IL 60174-5710 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000045141 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 2025K045141 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | LAKE FOREST, IL 60045 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 20, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 10, 2019 |
| Property Address | 1007 DERBY CRSE, ST CHARLES, IL 60174-5710 |
| Document Number | 0000029350 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 2019K029350 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEYS TTL GUARANTY FUND |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 212 S 4TH ST, SAINT CHARLES, IL 60174-2769 |
| Document Number | 0000029351 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 2019K029351 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 11, 2019 |
| Property Address | 1007 DERBY CRSE, ST CHARLES, IL 60174-5710 |
| Document Number | 0000005665 |
| Instrument Date | Feb 6, 2019 |
| Instrument | 5665 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 08046 COTTONWOOD DR WHEATON IL 60187, WHEATON, IL 60187 |
The 2025 property tax bill for 1007 Derby Course was $7,110 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,110.00 Homeowner's exemption | $109,387 (+0.2%) Land $22,229 Building $87,158 | $328,292 (+0.2%) Land $66,714 Building $261,579 |
| 2024 | $109,167 Land $20,482 Building $88,685 | $327,632 Land $61,471 Building $266,161 | |
| 2022 | $6,254.00 (+4.25%) Homeowner's exemption | $83,466 (+4.91%) Land $18,446 Building $65,020 | $250,398 (+4.91%) Land $55,338 Building $195,060 |
| 2021 | $5,999.00 Homeowner's exemption | $79,560 Land $17,583 Building $61,977 | $238,680 Land $52,749 Building $185,931 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1007 Derby Course in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1007 Derby Course has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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