1010 Derby Course, Saint Charles, IL 60174 Property Records

Kane County property record for 1010 Derby Course, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,329 sqft · built 1987
Lot Size0.77 acres (3,375 sqft)
OwnerTrust Name on File
Tax Bill$6,253 (2025)
Deeds & MortgagesAug 2019 Transfer
Flood ZoneZone X (minimal risk)
APN09-26-251-043

Property Details

APN / Parcel Number

Primary APN09-26-251-043

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,329 sqft Living Area
Basement Area548 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,375 sqft (0.77 acres)
Garage TypeAttached
Garage Area422 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1010 DERBY CRSE
CitySAINT CHARLES
StateIL
Zip60174-5746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE SOUTHERLY 39 FT OF THE NORTHERLY 74.45 FT OF LOT 1 HUNTERS FIELDS COMMONS
Legal SubdivisionHUNTERS FIELDS COMM
Legal Block2
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2014
Census Tract852005

Owner

1010 Derby Course is owner-occupied and held in a trust since August 2005.

Source: Kane County records, as of July 23, 2026

Owner of RecordTrust Name on File
Mailing Address1010 DERBY CRSE, SAINT CHARLES, IL 60174-5746
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2005
Deed SaleAug 16, 2005
Prior SaleDec 12, 2003 · Amount on File
Deed Document Number200595581
Last Transfer DateAug 22, 2005
Transfer Doc0000101494
Record UpdatedSep 20, 2026

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateAug 12, 2019
Property Address1010 DERBY CRSE, ST CHARLES, IL 60174-5746
Document Number0000036178
Instrument DateJan 18, 2017
Instrument36178
Transaction TypeTransfer
Record UpdatedAug 21, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1010 DERBY CRSE ST CHARLES IL 601745746, ST CHARLES, IL 60174-5746

Tax Assessment & Valuation

The 2025 property tax bill for 1010 Derby Course was $6,253 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,253.00 Homeowner's exemption$97,166 (+0.45%) Land $22,229 Building $74,937$291,615 (+0.45%) Land $66,714 Building $224,901
2024$96,731 Land $20,482 Building $76,249$290,309 Land $61,471 Building $228,839
2022$5,592.00 (+4.31%) Homeowner's exemption$75,262 (+4.91%) Land $18,446 Building $56,816$225,786 (+4.91%) Land $55,338 Building $170,448
2021$5,361.00 Homeowner's exemption$71,740 Land $17,583 Building $54,157$215,220 Land $52,749 Building $162,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 Derby Course in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1010 Derby Course has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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