Hamilton County property record for 1008 Centennial Dr, Chattanooga, TN 37405
| Property Type | Condominium |
|---|---|
| Details | 2.5 ba · 2,668 sqft · built 1993 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Aug 2022) |
| Tax Bill | $2,825 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Aug 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 136H J 038 C174 |
| Primary APN | 136H J 038 C174 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,668 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000133156 |
|---|---|
| Street Address | 1008 CENTENNIAL DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4256 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 73-L PHASE 6-B HERITAGE LANDING PB52 PG16 OUT OF 135H-J-38 FOR 1993 |
| Legal Subdivision | HERITAGE LANDING |
| Legal Phase | 6 |
| Legal Unit | 73-L |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1008 Centennial Dr, a condominium, is owned and occupied by two individuals who bought it in August 2022.
Source: Hamilton County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1008 CENTENNIAL DR, CHATTANOOGA, TN 37405-4256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Aug 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on File |
| Deed Sale | Aug 12, 2022 · Amount on File |
| Prior Sale | May 20, 2004 · Amount on File |
| Deed Document Number | 2022235 |
| Deed Book / Page | 13057 / 278 |
| Prior Transfer Date | Apr 16, 2007 |
| Prior Transfer Doc | 0000000293 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1008 CENTENNIAL DR, CHATTANOOGA, TN 37405-4256 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1008 CENTENNIAL DR 73L, 73L, CHATTANOOGA, TN 37405-4256 |
| Document Number | 0000000258 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 12948/43 |
| Instrument | 2022050500258 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 13, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 12, 2022 |
| Property Address | 1008 CENTENNIAL DR, CHATTANOOGA, TN 37405-4256 |
| Document Number | 0000000235 |
| Book / Page | 13057 / 278 |
| Map Reference | MB 5272 PG 713 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022081200235 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,812.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1008 CENTENNIAL DR, CHATTANOOGA, TN 37405-4256 |
| Document Number | 0130570287 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 13057-0287 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 1008 Centennial Dr was $2,825, up 10.5% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,825.00 (+10.52%) | $186,400 (+63.15%) | $745,600 (+63.15%) Land $200,000 Building $545,600 |
| 2024 | $2,556.00 | $114,250 (-) | $457,000 (-) Land $100,000 Building $357,000 |
| 2023 | $2,556.00 | $114,250 (-) | $457,000 (-) Land $100,000 Building $357,000 |
| 2022 | $2,556.00 | $114,250 | $457,000 Land $100,000 Building $357,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1008 Centennial Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 2 (2003–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1008 Centennial Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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