1009 Centennial Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1009 Centennial Dr, Chattanooga, TN 37405

Property Summary

Property TypeCondominium
Details3 ba · 2,343 sqft · built 1996
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$299,680 (Jun 1996)
Tax Bill$2,733 (2025)
Flood ZoneZone AE (high risk)
APN136H J 01510C189

Property Details

APN / Parcel Number

Primary APN136H J 01510C189
Alternative APN
  • 0000138398

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,343 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCondo/Apartment
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000138398
Street Address1009 CENTENNIAL DR
CityCHATTANOOGA
StateTN
Zip37405-4255
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 75-Z PHASE V1-3 HERITAGE LANDING 54-138-1 OUT OF 136H-J-15.10 FOR 1996
Legal SubdivisionHERITAGE LANDING
Legal Phase5
Legal Unit75-Z
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group3
Census Block3005
Census Tract600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1009 Centennial Dr, a condominium, is owned by an individual who bought it in June 1996.

Source: Hamilton County records, as of July 13, 2026

Owner of RecordIndividual Name on File
Mailing Address2100 BROAD ST, CHATTANOOGA, TN 37408-2511
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 1996 · Amount on File
Deed SaleJun 28, 1996 · Amount on File
Deed Document Number1996335900
Deed Book / Page4705 / 313
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1009 Centennial Dr was $2,733, up 14.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,733.00 (+14.74%)$180,350 (+69.38%)$721,400 (+69.38%) Land $200,000 Building $521,400
2024$2,382.00$106,475 (-)$425,900 (-) Land $100,000 Building $325,900
2023$2,382.00$106,475 (-)$425,900 (-) Land $100,000 Building $325,900
2022$2,382.00$106,475$425,900 Land $100,000 Building $325,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1009 Centennial Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims2 (2003–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1009 Centennial Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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