1011 Cedar St, Niles, MI 49120 Property Records

Berrien County property record for 1011 Cedar St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,968 sqft · built 1910
Lot Size	0.118 acres (5,140 sqft)
Owner	Individual Name on Record
Tax Bill	$1,666 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72-0840-0074-00-4`

Property Details

APN / Parcel Number

Primary APN	`72-0840-0074-00-4`
Alternative APN	`11-72-0840-0074-00-4`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,968 sqft Living Area
1st Floor Area	1,136 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	132 ft deep x 39 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1011 CEDAR ST
City	NILES
State	MI
Zip	49120-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	THE E 38'LOT 74 & THE W 1' OF LOT 75 JACOB BEESONS ADD TO NILES
Legal Subdivision	JACOB BEESONS ADD
Legal Lot Number	74-75
Legal Unit	74,75
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2027
Census Tract	20900

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1011 CEDAR ST, NILES, MI 49120-2631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 15, 2023	Intrafamily Transfer, Transfer · FHA Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2023
Deed Sale	Mar 15, 2023
Prior Sale	Jun 16, 2009 · Amount on Record
Deed Document Number	2023375929
Deed Book / Page	3400 / 1323
Prior Transfer Date	Mar 9, 2023
Prior Transfer Doc	03400/1323
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1011 CEDAR ST, NILES, MI 49120-2631
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 CEDAR ST, NILES, MI 49120-2631

Mortgage

Document Number	03462/3408
Date	Oct 22, 2025
Book Page	3462/3408
Instrument	2025444490

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 15, 2023
Property Address	1011 CEDAR ST, NILES, MI 49120-2631
Document Number	03400/1323
Book / Page	3400 / 1323
Map Reference	LB E PG 468
Instrument Date	Mar 9, 2023
Instrument	2023375929
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 CEDAR ST, NILES, MI 49120-2631

Mortgage

Document Number	2023375930
Date	Mar 15, 2023
Instrument	2023375930

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,100 (+7.04%)	$164,200 (+7.04%)
2025	$1,666.00 (+2.4%) Homeowner's exemption	$76,700 (+30.89%)	$153,400 (+30.89%)
2024	$1,627.00 (+9.41%)
2023		$58,600	$117,200
2022	$1,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications, T-Mobile.

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