1015 Cedar St, Niles, MI 49120 Property Records

Berrien County property record for 1015 Cedar St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,920 sqft · built 1925
Lot Size	0.183 acres (7,971 sqft)
Owner	Individual Name on Record
Last Sale	$159,404 (Feb 2022)
Tax Bill	$3,454 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`72-0840-0075-00-1`

Property Details

APN / Parcel Number

Primary APN	`72-0840-0075-00-1`
Alternative APN	`11-72-0840-0075-00-1`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,920 sqft Living Area
1st Floor Area	984 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	7,971 sqft (0.183 acres)
Lot Dimensions	142 ft deep x 56 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1015 CEDAR ST
City	NILES
State	MI
Zip	49120-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	THE E 56'OF THE W 57'OF LOT 75 & THE W 57'OF THE S 10'OF LOT 78 JACOB BEESON'S ADD TO NILES
Legal Subdivision	JACOB BEESONS ADD
Legal Lot Number	75,78
Legal Unit	75,78
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2027
Census Tract	20900

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1015 CEDAR ST, NILES, MI 49120-2631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Sep 23, 2021	Warranty Deed, Transfer
Feb 18, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	Sep 23, 2021 · Amount on Record
Deed Document Number	2022344249
Deed Book / Page	3365 / 448
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 25, 2022
Property Address	1015 CEDAR ST, NILES, MI 49120-2631
Document Number	003365/448
Book / Page	3365 / 448
Map Reference	LB E PG 468
Instrument Date	Feb 11, 2022
Instrument	2022344249
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,196.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 CEDAR ST, NILES, MI 49120-2631

Mortgage

Document Number	0003365451
Date	Feb 25, 2022
Instrument	3365/451

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 23, 2021
Property Address	1015 CEDAR ST, NILES, MI 49120-2631
Document Number	03345/2246
Book / Page	3345 / 2246
Map Reference	VOL G PG 468
Instrument Date	Sep 17, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	802 N 13TH ST, NILES, MI 49120-1805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23050 REBECCA DR, ELKHART, IN 46517-9173

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 18, 2021
Property Address	1015 CEDAR ST, NILES, MI 49120-2631
Document Number	00003314/6
Book / Page	3314 / 6
Map Reference	VOL E PG 468
Instrument Date	Feb 8, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 E MAIN ST, NILES, MI 49120-4363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 CEDAR ST, NILES, MI 49120-2631

Mortgage

Document Number	0000033148
Date	Feb 18, 2021
Instrument	3314/8

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,600 (+45.39%)	$167,200 (+45.39%)
2025	$3,454.00 (+37.5%)
2023		$57,500	$115,000
2022	$2,512.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications, T-Mobile.

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