1011 Affirmed Dr, Indian Trail, NC 28079 Property Records

Union County property record for 1011 Affirmed Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,327 sqft · built 2008
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$494,000 (Dec 2024)
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-021-788`

Property Details

APN / Parcel Number

Primary APN	`07-021-788`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,327 sqft Living Area
1st Floor Area	1,731 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	229 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1011 AFFIRMED DR
City	INDIAN TRAIL
State	NC
Zip	28079-8491
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#669 BONTERRA PH2 MP4 OPCJ917
Legal Subdivision	BONTERRA
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2047
Census Tract	20305

Owner

1011 Affirmed Dr, a rural home, is owned and occupied by two individuals who bought it in December 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1011 AFFIRMED DR, INDIAN TRAIL, NC 28079-8491
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 5, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on File
Deed Sale	Dec 30, 2024 · Amount on File
Prior Sale	Feb 5, 2021 · Amount on File
Deed Document Number	202431133
Deed Book / Page	9038 / 262
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1011 AFFIRMED DR, INDIAN TRAIL, NC 28079-8491
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 AFFIRMED DR, INDIAN TRAIL, NC 28079-8491

Mortgage

Document Number	0008251485
Date	Sep 22, 2021
Book Page	8251/485
Instrument	45002

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 5, 2021
Property Address	1011 AFFIRMED DR, INDIAN TRAIL, NC 28079-8491
Document Number	0007979639
Book / Page	7979 / 639
Map Reference	CAB J FILE 917&918
Instrument Date	Feb 2, 2021
Instrument	5521
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Tax	$608.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2757 WATERS EDGE DR, 2757, GAINESVILLE, GA 30504-3971

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 AFFIRMED DR, INDIAN TRAIL, NC 28079-8491

Tax Assessment & Valuation

The 2025 property tax bill for 1011 Affirmed Dr was $3,148.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,400 (-) Land $90,000 Building $387,400	$477,400 (-) Land $90,000 Building $387,400
2025	$3,148.00	$477,400 Land $90,000 Building $387,400	$477,400 Land $90,000 Building $387,400
2023	$2,458.00	$294,400 Land $53,000 Building $241,400	$294,400 Land $53,000 Building $241,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1011 Affirmed Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 Affirmed Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Windstream.

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