1007 Affirmed Dr, Indian Trail, NC 28079 Property Records

Union County property record for 1007 Affirmed Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 2,522 sqft · built 2008
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Apr 2009)
Tax Bill	$3,520 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-021-786`

Property Details

APN / Parcel Number

Primary APN	`07-021-786`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,522 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Hip
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1007 AFFIRMED DR
City	INDIAN TRAIL
State	NC
Zip	28079-8491
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#667 BONTERRA PH2 MP4 OPCJ917
Legal Subdivision	BONTERRA
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2047
Census Tract	20305

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1007 AFFIRMED DR, INDIAN TRAIL, NC 28079-8491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Apr 3, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 3, 2009 · Amount on Record
Deed Sale	Apr 3, 2009 · Amount on Record
Prior Sale	Jul 24, 2008 · Amount on Record
Deed Document Number	200910573
Deed Book / Page	5093 / 531
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1007 AFFIRMED DR, INDIAN TRAIL, NC 28079-8491
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009263798
Date	Dec 10, 2025
Book Page	9263/798
Instrument	32778

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19429

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1007 AFFIRMED DR, INDIAN TRAIL, NC 28079-8491
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008089253
Date	May 4, 2021
Book Page	8089/253
Instrument	21174

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Apr 3, 2020
Property Address	1007 AFFIRMED DR, INDIAN TRAIL, NC 28079-8491
Document Number	7628354
Book / Page	007628 / 000354
Instrument Date	Apr 2, 2020
Instrument	11259
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1007 DANIA RD INDIAN TRAIL NC 280795817, INDIAN TRAIL, NC 28079-5817

Mortgage

Document Number	7628356
Date	Apr 3, 2020
Book Page	007628/000356
Instrument	11260

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,520.00 (+31.15%)	$534,900 (+66.12%) Land $90,000 Building $444,900	$534,900 (+66.12%) Land $90,000 Building $444,900
2023	$2,684.00	$322,000 Land $53,000 Building $269,000	$322,000 Land $53,000 Building $269,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Uniti Group.

Cell Coverage

5G (outdoors only) and 4G LTE

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