1015 Affirmed Dr, Indian Trail, NC 28079 Property Records

Union County property record for 1015 Affirmed Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,544 sqft · built 2009
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$234,000 (Nov 2009)
Tax Bill	$3,253 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-021-790`

Property Details

APN / Parcel Number

Primary APN	`07-021-790`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,544 sqft Living Area
1st Floor Area	1,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1015 AFFIRMED DR
City	INDIAN TRAIL
State	NC
Zip	28079-8491
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#671 BONTERRA PH2 MP4 OPCJ917
Legal Subdivision	BONTERRA
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2047
Census Tract	20305

Owner

1015 Affirmed Dr, a rural home, is owned and occupied by two individuals who bought it in November 2009.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1015 AFFIRMED DR, INDIAN TRAIL, NC 28079-8491
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU
Oct 23, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2009 · Amount on File
Deed Sale	Nov 13, 2009 · Amount on File
Prior Sale	Sep 19, 2008 · Amount on File
Deed Document Number	200935692
Deed Book / Page	5242 / 478
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1015 AFFIRMED DR, INDIAN TRAIL, NC 28079-8491
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 AFFIRMED DR, INDIAN TRAIL, NC 28079-8491

Mortgage

Document Number	0008586188
Date	Oct 6, 2022
Book Page	8586/188
Instrument	34677

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1015 AFFIRMED DR, INDIAN TRAIL, NC 28079-8491
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 AFFIRMED DR, INDIAN TRAIL, NC 28079-8491

Mortgage

Document Number	0007856705
Date	Oct 23, 2020
Book Page	7856/705
Instrument	43046

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	230 Months
Due	Dec 1, 2039

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1015 AFFIRMED DR, INDIAN TRAIL, NC 28079-8491
Document Number	725319
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 AFFIRMED DR INDIAN TRAIL NC 280798491, INDIAN TRAIL, NC 28079-8491

Mortgage

Document Number	725319
Date	Oct 16, 2018
Book Page	007253/000019
Instrument	29152

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1015 Affirmed Dr was $3,253.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,100 (-) Land $90,000 Building $405,100	$495,100 (-) Land $90,000 Building $405,100
2025	$3,253.00	$495,100 Land $90,000 Building $405,100	$495,100 Land $90,000 Building $405,100
2023	$2,544.00	$304,900 Land $53,000 Building $251,900	$304,900 Land $53,000 Building $251,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 Affirmed Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Affirmed Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Windstream.

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