10107 E 39th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10107 E 39th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,276 sqft · built 1981
Lot Size	0.347 acres (15,114 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Oct 2025)
Tax Bill	$5,738 (2026)
Deeds & Mortgages	Oct 2024 Mortgage Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45321.1905`

Property Details

APN / Parcel Number

Primary APN	`45321.1905`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,276 sqft Living Area
Gross Area	3,874 sqft
1st Floor Area	1,654 sqft
Basement Area	972 sqft
Finished Basement	950 sqft
Unfinished Basement	22 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2023
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,114 sqft (0.347 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	300 sqft
Patio Area	72 sqft
Canopy	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10107 E 39TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PONDEROSA 4TH LT 3 BLK 2 EXC NELY 15FT OF SELY 85FT THERE OF
Legal Range	44E
Legal Township	25N
Legal Section	32
Legal Subdivision	PONDEROSA 4TH
Legal Block	2
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1059
Census Tract	12401

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10107 E 39TH AVE, SPOKANE VALLEY, WA 99206-9525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2024	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Dec 6, 2023	Intrafamily Transfer, Transfer
Dec 6, 2023	Warranty Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS INC
Nov 1, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Dec 6, 2023
Deed Document Number	20257447302
Prior Transfer Date	Dec 5, 2023
Prior Transfer Doc	0007322663
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10107 E 39TH AVE, SPOKANE VALLEY, WA 99206-9525
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10107 E 39TH AVE, SPOKANE VALLEY, WA 99206-9525

Mortgage

Document Number	0007381500
Date	Oct 31, 2024
Instrument	7381500

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 15, 2025
Property Address	10107 E 39TH AVE, SPOKANE VALLEY, WA 99206-9525
Document Number	0007447302
Map Reference	VOL 16 PG 15
Instrument Date	Oct 14, 2025
Instrument	7447302
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NEXTITLE A TITLE AND ESCROW COMPANY, TITLEONE A TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$9,473.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007447303
Date	Oct 15, 2025
Instrument	7447303

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Dec 6, 2023
Property Address	10107 E 39TH AVE, SPOKANE VALLEY, WA 99206-9525
Document Number	0007322663
Map Reference	VOL 16 PG 15
Instrument Date	Dec 5, 2023
Instrument	7322663
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 W RANCH HOUSE RD, PAULDEN, AZ 86334

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 6, 2023
Property Address	10107 E 39TH AVE, SPOKANE VALLEY, WA 99206-9525
Document Number	0007322616
Map Reference	VOL 16 PG 15
Instrument Date	Nov 28, 2023
Instrument	7322616
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,295.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10107 E 39TH AVE, SPOKANE VALLEY, WA 99206-9525

Mortgage

Document Number	0007322664
Date	Dec 6, 2023
Instrument	7322664

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 1, 2018
Property Address	10107 E 39TH AVE, SPOKANE VALLEY, WA 99206-9525
Document Number	0006757141
Map Reference	VOL16 PG15
Instrument Date	Oct 24, 2018
Instrument	6757141
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,146.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10107 E 39TH AVE, SPOKANE VALLEY, WA 99206-9525

Mortgage

Document Number	0006757142
Date	Nov 1, 2018
Instrument	6757142

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,738.00 (-2.6%)	$568,000 (+9.36%) Land $125,000 Building $443,000	$568,000 (+9.36%) Land $125,000 Building $443,000
2025	$5,891.00 (+18.94%)	$519,400 (+9.58%) Land $85,000 Building $434,400	$519,400 (+9.58%) Land $85,000 Building $434,400
2024	$4,953.00 (+9.73%)	$474,000 (+19.16%) Land $85,000 Building $389,000	$474,000 (+19.16%) Land $85,000 Building $389,000
2023	$4,514.00 (-2.48%)	$397,800 Land $85,000 Building $312,800	$397,800 Land $85,000 Building $312,800
2022	$4,629.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 68% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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