10103 E 39th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10103 E 39th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,003 sqft · built 1986
Lot Size	0.345 acres (15,029 sqft)
Owner	2 Individual Names on File
Last Sale	$373,600 (Nov 2019)
Tax Bill	$7,678 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45321.2305`

Property Details

APN / Parcel Number

Primary APN	`45321.2305`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,003 sqft Living Area
Gross Area	4,837 sqft
1st Floor Area	1,660 sqft
2nd Floor Area	899 sqft
Basement Area	1,604 sqft
Finished Basement	1,444 sqft
Unfinished Basement	160 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,029 sqft (0.345 acres)
Garage Type	Attached
Garage Area	674 sqft
Parking Spaces	4 Parking Spaces
Deck Area	56 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10103 E 39TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PONDEROSA 6TH ADD L5 B1
Legal Range	44E
Legal Township	25N
Legal Section	32
Legal Subdivision	PONDEROSA 6TH ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1059
Census Tract	12401

Owner

10103 E 39th Ave is owned and occupied by two individuals who bought it in November 2019.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10103 E 39TH AVE, SPOKANE VALLEY, WA 99206-9525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPLOYEES CU
Nov 21, 2019	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Jan 6, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Jan 6, 2017 · Amount on File
Deed Document Number	20196866613
Prior Transfer Date	Mar 5, 2009
Prior Transfer Doc	0005767156
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10103 E 39TH AVE, SPOKANE VALLEY, WA 99206-9525
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	UNKNOWN, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10103 E 39TH AVE, SPOKANE VALLEY, WA 99206-9525

Mortgage

Document Number	0007459444
Date	Dec 16, 2025
Instrument	7459444

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 21, 2019
Property Address	10103 E 39TH AVE, SPOKANE VALLEY, WA 99206-9525
Document Number	0006866613
Map Reference	VOL 16 PG 23
Instrument Date	Nov 18, 2019
Instrument	6866613
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,655.08
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10103 E 39TH AVE, SPOKANE VALLEY, WA 99206-9525

Mortgage

Document Number	0006866614
Date	Nov 21, 2019
Instrument	6866614

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 6, 2017
Property Address	10103 E 39TH AVE, SPOKANE VALLEY, WA 99206-9525
Document Number	0006568949
Map Reference	VOL16 PG23
Instrument Date	Jan 6, 2017
Instrument	6568949
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,701.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10103 E 392TH AVE, SPOKANE, WA 99206
Investor	Possibly a Property Investor

Mortgage

Document Number	0006568950
Date	Jan 6, 2017
Instrument	6568950

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 10103 E 39th Ave was $7,678, up 0.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,678.00 (+0.52%)	$684,100 Land $125,000 Building $559,100	$684,100 Land $125,000 Building $559,100
2025	$7,638.00
2024		$677,100 (+55.73%) Land $85,000 Building $592,100	$677,100 (+55.73%) Land $85,000 Building $592,100
2023	$6,411.00 (+26.82%)	$434,800 Land $85,000 Building $349,800	$434,800 Land $85,000 Building $349,800
2022	$5,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10103 E 39th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10103 E 39th Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 68% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 39th Ave

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