10026 E 39th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10026 E 39th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 3,014 sqft · built 1981
Lot Size	0.285 acres (12,431 sqft)
Owner	2 Individual Names on File
Last Sale	$140,500 (Feb 2000)
Tax Bill	$6,585 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jun 2023 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`45321.1806`

Property Details

APN / Parcel Number

Primary APN	`45321.1806`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,014 sqft Living Area
Gross Area	4,992 sqft
1st Floor Area	2,002 sqft
Upper Floors Area	1,012 sqft
Basement Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,431 sqft (0.285 acres)
Garage Type	Attached
Garage Area	886 sqft
Parking Spaces	4 Parking Spaces
Deck Area	185 sqft
Patio Area	468 sqft
Canopy	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10026 E 39TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PONDEROSA 4TH ADD L6 B1
Legal Range	44E
Legal Township	25N
Legal Section	32
Legal Subdivision	PONDEROSA 4TH ADD
Legal Block	1
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1060
Census Tract	12401

Owner

10026 E 39th Ave is owned and occupied by two individuals who bought it in February 2000.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10026 E 39TH AVE, SPOKANE VALLEY, WA 99206-9528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CREDIT UNION
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHER CU
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Aug 29, 2019	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Mar 13, 2019	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2000 · Amount on File
Deed Sale	Feb 25, 2000 · Amount on File
Deed Document Number	20004458593
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	May 20, 2026
Property Address	10026 E 39TH AVE, SPOKANE VALLEY, WA 99206-9528
Document Number	0007490118
Instrument Date	May 15, 2026
Instrument	20267490118
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10026 E 39TH AVE, SPOKANE VALLEY, WA 99206-9528
Investor	Possibly a Property Investor

Mortgage

Document Number	0007490118,
Date	May 20, 2026
Instrument	20267490118

Lender

Name	SPOKANE TEACHERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10026 E 39TH AVE, SPOKANE VALLEY, WA 99206-9528
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007290696
Date	Jun 16, 2023
Instrument	7290696

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10026 E 39TH AVE, SPOKANE VALLEY, WA 99206-9528
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007195477
Date	Apr 4, 2022
Instrument	7195477

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10026 E 39TH AVE, SPOKANE VALLEY, WA 99206-9528
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007099329
Date	Jul 12, 2021
Instrument	7099329

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10026 E 39TH AVE, SPOKANE VALLEY, WA 99206-9528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007023787
Date	Jan 20, 2021
Instrument	7023787

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2031

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10026 E 39TH AVE, SPOKANE VALLEY, WA 99206-9528
Document Number	0006843066
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10026 E 39TH AVE SPOKANE VALLEY WA 992069528, SPOKANE VALLEY, WA 99206-9528

Mortgage

Document Number	0006843066
Date	Sep 17, 2019
Instrument	6843066

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10026 E 39TH AVE, SPOKANE VALLEY, WA 99206-9528
Document Number	0006790599
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10026 E 39TH AVE SPOKANE VALLEY WA 992069528, SPOKANE VALLEY, WA 99206-9528

Mortgage

Document Number	0006790599
Date	Mar 25, 2019
Instrument	6790599

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2049

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10026 E 39TH AVE, SPOKANE VALLEY, WA 99206-9528
Document Number	0006570893
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10026 E 39TH AVE SPOKANE VALLEY WA 992069528, SPOKANE VALLEY, WA 99206-9528

Mortgage

Document Number	0006570893
Date	Jan 13, 2017
Instrument	6570893

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 12, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 10026 E 39th Ave was $6,585, up 6.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,585.00 (+6.21%)	$589,400 Land $115,000 Building $474,400	$589,400 Land $115,000 Building $474,400
2025	$6,200.00
2024		$544,800 (+25.27%) Land $75,000 Building $469,800	$544,800 (+25.27%) Land $75,000 Building $469,800
2023	$5,175.00 (+2.35%)	$434,900 Land $75,000 Building $359,900	$434,900 Land $75,000 Building $359,900
2022	$5,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10026 E 39th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10026 E 39th Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 68% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 39th Ave

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