1010 White Cloud Dr, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 1010 White Cloud Dr, Morgan Hill, CA 95037 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,330 sqft · built 2000
Lot Size	0.161 acres (7,035 sqft)
Owner	Individual Name on File
Tax Bill	$13,687 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`779-52-040`

Property Details

APN / Parcel Number

Primary APN	`779-52-040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,330 sqft Living Area
1st Floor Area	1,281 sqft
2nd Floor Area	1,049 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Architectural Style	Other
Construction Type	Wood
Lot Area	7,035 sqft (0.161 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1010 WHITE CLOUD DR
City	MORGAN HILL
State	CA
Zip	95037-6073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 9130 LOT 15
Legal Subdivision	9130 PH 03
Legal Tract	9130
Legal Lot Number	15
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3019
Census Tract	512307

Owner

Source: Santa Clara County records · APN 779-52-040

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1010 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CENTRAL CU
Nov 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 24, 2018	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2018
Deed Sale	May 24, 2018
Prior Sale	Aug 27, 2019
Deed Document Number	0023940907
Last Transfer Date	Nov 23, 2020
Transfer Doc	0024718861
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1010 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073
Transaction Type	Mortgage
Record Updated	Nov 02, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073

Mortgage

Document Number	0025140875
Date	Oct 22, 2021
Instrument	25140875

Lender

Name	COMMONWEALTH CENTRAL CU
Type	Credit Union
Address	SAN JOSE, CA 95164

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 23, 2020
Property Address	1010 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073
Document Number	0024718861
Map Reference	MB 718 PG 8-11
Instrument Date	Nov 13, 2020
Instrument	24718861
Transaction Type	Transfer
Record Updated	Sep 01, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1010 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073

Mortgage

Document Number	0024718862
Date	Nov 23, 2020
Instrument	24718862

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 27, 2019
Property Address	1010 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073
Document Number	0024264483
Map Reference	DOC 15159559
Instrument Date	Aug 19, 2019
Instrument	24264483
Transaction Type	Transfer
Record Updated	Sep 01, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1010 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073

Mortgage

Document Number	0024264484
Date	Aug 27, 2019
Instrument	24264484

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2039

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 24, 2018
Property Address	1010 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073
Document Number	0023940907
Map Reference	MB718 PG8-11
Instrument Date	May 18, 2018
Instrument	23940907
Transaction Type	Transfer
Record Updated	Sep 01, 2021
Title Company	CORNERSTONE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1010 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073

Mortgage

Document Number	0023940908
Date	May 24, 2018
Instrument	23940908

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Mortgage

Document Number	0023940909
Date	May 24, 2018
Instrument	23940909

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$13,687.00 (+3.12%)	$1,158,306 (+4.04%) Land $739,587 Building $418,719
2023	$13,273.00 (+1.64%)	$1,113,329 Land $710,869 Building $402,460
2022	$13,059.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855123073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 693 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Verizon	Fixed Wireless	300 / 20
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Hankins Information Technology	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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