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998 White Cloud Dr, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 998 White Cloud Dr, Morgan Hill, CA 95037

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,492 sqft · built 2000
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on Record
Last Sale$1,565,000 (Oct 2024)
Tax Bill$18,281 (2025)
Deeds & MortgagesMay 2019 Mortgage
Oct 2020 Transfer
+ 2 more
Flood ZoneZone X (moderate risk)
APN779-52-086

Property Details

APN / Parcel Number

Primary APN779-52-086

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,492 sqft Living Area
1st Floor Area1,291 sqft
2nd Floor Area1,201 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Construction TypeWood
Lot Area9,600 sqft (0.22 acres)
Garage Area704 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchNone

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address998 WHITE CLOUD DR
CityMORGAN HILL
StateCA
Zip95037-6071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 9130 LOT 13
Legal Subdivision9130 OAK CRK SUB-PH 3
Legal Tract9130
Legal Lot Number13
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group3
Census Block3019
Census Tract512307

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address998 WHITE CLOUD DR, MORGAN HILL, CA 95037-6071
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
PREMIER LENDING INC
Oct 14, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 2, 2020Deed of Trust, Mortgage
PROVIDENT CU
Sep 13, 2018Grant Deed, Transfer · Conventional Mortgage
PREMIER LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2024 · Amount on Record
Deed SaleOct 3, 2024 · Amount on Record
Prior SaleSep 13, 2018 · Amount on Record
Deed Document Number202425707596
Prior Transfer DateOct 2, 2020
Prior Transfer Doc0024654610
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address998 WHITE CLOUD DR, MORGAN HILL, CA 95037-6071
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024179077
DateMay 15, 2019
Instrument24179077
Lender
NamePREMIER LENDING INC
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueOct 1, 2048

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateOct 14, 2020
Property Address998 WHITE CLOUD DR, MORGAN HILL, CA 95037-6071
Document Number0024654610
Instrument DateOct 2, 2020
Instrument24654610
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address998 WHITE CLOUD DR MORGAN HILL CA 950376071, MORGAN HILL, CA 95037-6071

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address998 WHITE CLOUD DR, MORGAN HILL, CA 95037-6071
Document Number0024476400
Instrument DateMay 2, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address998 WHITE CLOUD DR MORGAN HILL CA 950376071, MORGAN HILL, CA 95037-6071

Mortgage

Document Number0024476400
DateMay 12, 2020
Instrument24476400
Lender
NamePROVIDENT CU
TypeCredit Union
AddressREDWOOD CITY, CA 94065
Agreement
AmountAmount Recorded
Term360 Months
DueMay 11, 2050

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateSep 13, 2018
Property Address998 WHITE CLOUD DR, MORGAN HILL, CA 95037-6071
Document Number0024023419
Map ReferenceMB718 PG8-11
Instrument DateSep 5, 2018
Instrument24023419
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address998 WHITE CLOUD DR, MORGAN HILL, CA 95037-6071

Mortgage

Document Number0024023420
DateSep 13, 2018
Instrument24023420
Lender
NamePREMIER LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMorgan Hill City
Unified School DistrictMorgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,475,000 (-5.75%) Land $942,400 Building $532,600
2025$18,281.00 (+38.8%)$1,565,000 (+41.71%) Land $1,000,000 Building $565,000
2023$13,171.00 (+1.64%)$1,104,365 Land $643,320 Building $461,045
2022$12,958.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGAN HILL
serves 47,374 people · EPA ID CA4310006
Water SourceGroundwater
Last State InspectionOct 2023
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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