Santa Clara County property record for 1016 White Cloud Dr, Morgan Hill, CA 95037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,890 sqft · built 2000 |
| Lot Size | 0.17 acres (7,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,205,000 (Oct 2021) |
| Tax Bill | $15,048 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Oct 2021 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 779-52-038 |
| Primary APN | 779-52-038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,016 sqft |
| 2nd Floor Area | 874 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 7,400 sqft (0.17 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Street Address | 1016 WHITE CLOUD DR |
|---|---|
| City | MORGAN HILL |
| State | CA |
| Zip | 95037-6073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 9130 LOT 17 |
| Legal Subdivision | 9130 PH 03 |
| Legal Tract | 9130 |
| Legal Lot Number | 17 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 512307 |
1016 White Cloud Dr is owned and occupied by an individual who bought it in October 2021.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1016 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2025 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION |
| Oct 19, 2021 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Oct 19, 2021 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on File |
| Deed Sale | Oct 19, 2021 · Amount on File |
| Prior Sale | Mar 26, 2002 · Amount on File |
| Deed Document Number | 202125137317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1016 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1016 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073 |
| Document Number | 0025896424 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 25896424 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | 1 WORLD TRADE CTR # 8080, NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Oct 19, 2021 |
| Property Address | 1016 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073 |
| Document Number | 0025137318 |
| Map Reference | MB 718 PG 8-11 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 25137318 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1016 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Oct 19, 2021 |
| Property Address | 1016 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073 |
| Document Number | 0025137317 |
| Map Reference | MB 718 PG 8-11 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 25137317 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1016 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073 |
| Document Number | 0025137319 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 25137319 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1016 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1016 WHITE CLOUD DR, MORGAN HILL, CA 95037-6073 |
| Document Number | 0024616356 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 24616356 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
The 2025 property tax bill for 1016 White Cloud Dr was $15,048.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Morgan Hill City |
| Unified School District | Morgan Hill Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,304,327 (+2%) Land $456,460 Building $847,867 | |
| 2025 | $15,048.00 | $1,278,753 Land $447,510 Building $831,243 |
| 2023 | $12,040.00 (-16.13%) | $1,005,000 Land $351,700 Building $653,300 |
| 2022 | $14,355.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1016 White Cloud Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1016 White Cloud Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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