1010 West St, Oceanside, CA 92054 Property Records

San Diego County property record for 1010 West St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,018 sqft · built 1979
Lot Size	0.124 acres (5,400 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Apr 2008)
Tax Bill	$10,815 (2025)
Deeds & Mortgages	Apr 2023 Transfer Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-410-44-00`

Property Details

APN / Parcel Number

Primary APN	`150-410-44-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	3,018 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	5,400 sqft (0.124 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1010 WEST ST
City	OCEANSIDE
State	CA
Zip	92054-4245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 5 LOT 3 TR 001787
Legal Subdivision	PLUMOSA HEIGHTS
Legal Tract	001787
Legal Block	5
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1010 WEST ST, OCEANSIDE, CA 92054-4245
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Intrafamily Transfer, Transfer
Apr 4, 2023	Affidavit of Death of Joint Tenant, Transfer
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2008 · Amount on Record
Deed Sale	Apr 4, 2008 · Amount on Record
Deed Document Number	2008177751
Last Transfer Date	Mar 28, 2023
Transfer Doc	0000086079
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 4, 2023
Property Address	1010 WEST ST, OCEANSIDE, CA 92054-4245
Document Number	0000086080
Map Reference	MAP 1787
Instrument Date	Dec 6, 2022
Instrument	2023-0086080
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1010 WEST ST, OCEANSIDE, CA 92054-4245

April 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 4, 2023
Property Address	1010 WEST ST, OCEANSIDE, CA 92054-4245
Document Number	0000086079
Map Reference	MAP 1787
Instrument Date	Dec 6, 2022
Instrument	2023-0086079
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 WEST ST, OCEANSIDE, CA 92054-4245

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1010 WEST ST, OCEANSIDE, CA 92054-4245
Document Number	0000334881
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 WEST ST OCEANSIDE CA 920544245, OCEANSIDE, CA 92054-4245

Mortgage

Document Number	0000334881
Date	Aug 15, 2018
Instrument	334881

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$989,624 (+2%) Land $535,905 Building $453,719
2025	$10,815.00 (+5.2%) Homeowner's exemption	$970,221 (+4.04%) Land $525,398 Building $444,823
2023	$10,280.00 (+1.55%) Homeowner's exemption	$932,548 Land $504,998 Building $427,550
2022	$10,123.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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